1607 Whaley St, Oceanside, CA 92054 Property Records

San Diego County property record for 1607 Whaley St, Oceanside, CA 92054 · Last verified December 2023

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,570 sqft · built 1948
Lot Size0.346 acres (15,089 sqft)
OwnerCompany Name on File
Last Sale$675,000 (Jun 2014)
Tax Bill$7,092 (2023)
Deeds & MortgagesJun 2022 Mortgage
Jun 2019 Line of Credit
+ 6 more
Flood ZoneZone X (minimal risk)
APN154-070-61-00

Property Details

APN / Parcel Number

Primary APN154-070-61-00

Interior

Bedrooms6 Beds
Full Baths4 Baths
Building Area3,570 sqft Living Area

Exterior

Year BuiltBuilt 1948
Lot Area15,089 sqft (0.346 acres)
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address1607 WHALEY ST
CityOCEANSIDE
StateCA
Zip92054-5548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 1717 TCT 62*DOC17-0462760 IN
Legal SubdivisionOCEANSIDE 2
Legal Tract1717
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1018
Census Tract18504

Owner

Source: San Diego County records · APN 154-070-61-00

Assessment roll updated July 1, 2023 · Last verified December 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-owner2 Verified Secondary Owners
Mailing Address1607 WHALEY ST, OCEANSIDE, CA 92054-5548
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Deed of Trust, Mortgage · Commercial Mortgage
UNLOCK PARTNERHSIP SOLUTIONS INC
Jun 11, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jan 24, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA
Sep 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Sep 03, 2019Loan Modification, Mortgage · Line of Credit
US BK
Apr 19, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 09, 2018Deed of Trust, Mortgage · Line of Credit
NAVY FCU
May 10, 2017Deed of Trust, Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJun 24, 2014 · Amount on Record
Deed SaleJun 24, 2014 · Amount on Record
Prior SaleApr 19, 2019
Deed Document Number0000261560
Last Transfer DateJun 01, 2022
Transfer Doc0000231769
Record UpdatedJun 07, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1607 WHALEY ST, OCEANSIDE, CA 92054-5548
Transaction TypeMortgage
Record UpdatedJul 08, 2022
Title CompanyVANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address167 WHALEY ST, OCEANSIDE, CA 92054

Mortgage

Document Number0000263063
DateJun 27, 2022
Instrument2022-0263063
Lender
NameUNLOCK PARTNERHSIP SOLUTIONS INC
TypeNon-Lending Institution
AddressNEW YORK, NY 10016
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1607 WHALEY ST, OCEANSIDE, CA 92054-5548
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000224789
DateJun 11, 2019
Instrument2019-0224789
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54902
Agreement
TypeLine of Credit
AmountAmount Recorded
Term355 Months
DueJan 08, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1607 WHALEY ST, OCEANSIDE, CA 92054-5548
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027187
DateJan 24, 2019
Instrument2019-0027187
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54902
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 08, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1607 WHALEY ST, OCEANSIDE, CA 92054-5548
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000394873
DateSep 11, 2019
Instrument2019-0394873
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address1607 WHALEY ST, OCEANSIDE, CA 92054-5548
Document Number0000394875
Instrument DateSep 03, 2019
Transaction TypeMortgage
Record UpdatedSep 19, 2019
Title CompanyLAWYERS TITLE, LAWYERS TITLE INSURANCE CORP.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1607 WHALEY ST OCEANSIDE CA 920545548, OCEANSIDE, CA 92054-5548

Mortgage

Document Number0000394875
DateSep 11, 2019
Instrument394875
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 10, 2049
Interest
Rate TypeAdjustable Rate

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 19, 2019
Property Address1607 WHALEY ST, OCEANSIDE, CA 92054-5548
Document Number0000143242
Instrument DateApr 19, 2019
Instrument143242
Transaction TypeTransfer
Record UpdatedApr 29, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1607 WHALEY ST OCEANSIDE CA 920545548, OCEANSIDE, CA 92054-5548

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1607 WHALEY ST, OCEANSIDE, CA 92054-5548
Document Number0000259016
Instrument DateMar 09, 2018
Transaction TypeMortgage
Record UpdatedSep 13, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1607 WHALEY ST OCEANSIDE CA 920545548, OCEANSIDE, CA 92054-5548

Mortgage

Document Number0000259016
DateJun 26, 2018
Instrument259016
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJun 25, 2058
Interest
Rate TypeAdjustable Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1607 WHALEY ST, OCEANSIDE, CA 92054-5548
Document Number0000242044
Instrument DateMay 10, 2017
Transaction TypeMortgage
Record UpdatedSep 13, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1607 WHALEY ST OCEANSIDE CA 920545548, OCEANSIDE, CA 92054-5548

Mortgage

Document Number0000242044
DateMay 31, 2017
Instrument242044
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term240 Months
DueMay 30, 2037

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 1, 2023 · Last verified December 2023

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2023$7,092.00 (-16.42%) Homeowner's exemption$781,333 Land $364,449 Building $416,884
2022$8,485.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 459 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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