1607 Villa Crest Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 1607 Villa Crest Dr, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,236 sqft · built 1975
Lot Size	0.278 acres (12,100 sqft)
Owner	Company Name on Record
Tax Bill	$4,269 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`507-083-02-00`

Property Details

APN / Parcel Number

Primary APN	`507-083-02-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,236 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Wood
Roof Material	Wood Shingle
Lot Area	12,100 sqft (0.278 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1607 VILLA CREST DR
City	EL CAJON
State	CA
Zip	92021-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 157 TR 003964
Legal Subdivision	OLIVE HILLS ESTATES
Legal Tract	003964
Legal Block	1
Legal Lot Number	157
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	16401

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1607 VILLA CREST DR, EL CAJON, CA 92021-3628
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Sep 8, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 1, 2020
Transfer Doc	0000520162
Record Updated	Sep 20, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 8, 2020
Property Address	1607 VILLA CREST DR, EL CAJON, CA 92021-3628
Document Number	0000520162
Map Reference	MAP 3964
Instrument Date	Jul 1, 2020
Instrument	2020-0520162
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1607 VILLA CREST DR, EL CAJON, CA 92021-3628

Mortgage

Document Number	0000520163
Date	Sep 8, 2020
Instrument	2020-0520163

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 8, 2020
Property Address	1607 VILLA CREST DR, EL CAJON, CA 92021-3628
Document Number	0000520164
Instrument Date	Jun 15, 2020
Instrument	520164
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1607 VILLA CREST DR EL CAJON CA 920213628, EL CAJON, CA 92021-3628

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$284,113 (+2%) Land $37,672 Building $246,441
2025	$4,269.00 (+11.46%) Homeowner's exemption	$278,543 (+4.04%) Land $36,934 Building $241,609
2023	$3,830.00 (-5.71%) Homeowner's exemption	$267,728 Land $35,500 Building $232,228
2022	$4,062.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Villa Crest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures