1607 Summer St, Houston, TX 77007 Property Records

Harris County property record for 1607 Summer St, Houston, TX 77007

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,726 sqft · built 2006
Lot Size0.035 acres (1,525 sqft)
OwnerIndividual Name on File
Last Sale$377,720 (Feb 2022)
Tax Bill$4,450 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN127-332-001-0003

Property Details

APN / Parcel Number

Primary APN127-332-001-0003

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories3 Stories
Building Area1,726 sqft Living Area
1st Floor Area789 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleTownhouse
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Lot Area1,525 sqft (0.035 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1273320010003
Street Address1607 SUMMER ST
CityHOUSTON
StateTX
Zip77007-4061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3 BLK 1 MERFISH COLORADO
Legal SubdivisionMERFISH COLORADO
Legal Block1
Legal Lot Number3
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2041
Census Tract510100

Owner

1607 Summer St is owned and occupied by an individual who bought it in February 2022.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address1607 SUMMER ST, HOUSTON, TX 77007-4061
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Feb 11, 2022Vendor's Lien, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jul 16, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Mar 16, 2018Loan Modification, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2022 · Amount on File
Deed SaleFeb 11, 2022 · Amount on File
Prior SaleFeb 3, 2016 · Amount on File
Deed Document Number202277024
Prior Transfer DateFeb 1, 2016
Prior Transfer Doc0000046982
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address1607 SUMMER ST, HOUSTON, TX 77007-4061
Transaction TypeMortgage
Record UpdatedOct 28, 2025
Title CompanyTAGO TITLE, TIAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000626970
DateNov 1, 2021
Instrument2021-626970
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueOct 1, 2036

February 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateFeb 11, 2022
Property Address1607 SUMMER ST, HOUSTON, TX 77007-4061
Document Number0000077024
Map ReferenceMF 591113
Instrument DateFeb 11, 2022
Instrument2022-77024
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1607 SUMMER ST, HOUSTON, TX 77007-4061

Mortgage

Document Number0000077025
DateFeb 11, 2022
Instrument2022-77025
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address1607 SUMMER ST, HOUSTON, TX 77007-4061
Document Number0000347672
Instrument DateJul 16, 2020
Transaction TypeMortgage
Record UpdatedAug 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1607 SUMMER ST HOUSTON TX 770074061, HOUSTON, TX 77007-4061

Mortgage

Document Number0000347672
DateAug 3, 2020
Instrument347672
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term324 Months
DueAug 2, 2047

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARRIS TX
Property Address1607 SUMMER ST, HOUSTON, TX 77007-4061
Document Number0000201771
Instrument DateMar 16, 2018
Transaction TypeMortgage
Record UpdatedMay 30, 2018
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1607 SUMMER ST HOUSTON TX 770074061, HOUSTON, TX 77007-4061

Mortgage

Document Number0000201771
DateMay 9, 2018
Instrument201771
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
AmountAmount on Record
Term360 Months
DueMay 8, 2048
Interest
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1607 Summer St was $4,450 with a homeowner's exemption, down 9.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$340,830 (+2.2%) Land $126,880 Building $213,950$340,830 (+2.2%) Land $126,880 Building $213,950
2025$4,450.00 (-9.09%) Homeowner's exemption$333,504 Land $126,880 Building $206,624$333,504 Land $126,880 Building $206,624
2024$4,895.00
2023$357,387 Land $87,230 Building $270,157$357,387 Land $87,230 Building $270,157
2022$4,902.00
2020$5,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1607 Summer St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force
Nearby Flood Claims10 (1979–2024)
Claims Outside the SFHA6 of 10
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Beryl, Jul 2024 · 2 claims
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2024 · 2 claims
  • Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1607 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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