1607 Stanford Ave, Duluth, MN 55811 Property Records

St. Louis County property record for 1607 Stanford Ave, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,176 sqft · built 1962
Lot Size	0.288 acres (12,546 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2026)
Tax Bill	$3,974 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-2195-00490`

Property Details

APN / Parcel Number

Primary APN	`010-2195-00490`
Alternative APNs	`1152731` `944231`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,176 sqft Gross Area
1st Floor Area	1,176 sqft
Basement Area	588 sqft
Finished Basement	588 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	12,546 sqft (0.288 acres)
Garage Area	624 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	150 sqft
Storage Building	112 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1152731
Street Address	1607 STANFORD AVE
City	DULUTH
State	MN
Zip	55811-4620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0003 BLOCK:004 SERIAL #
Legal Subdivision	HIGHLAND HILLS SUB DULUTH
Legal Block	4
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1069
Census Tract	302

Owner

1607 Stanford Ave is owned and occupied by an individual who bought it in September 2026.

Source: St. Louis County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1607 STANFORD AVE, DULUTH, MN 55811-4620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Personal Representative Deed, Transfer · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
May 11, 2026	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on File
Deed Sale	Sep 16, 2026 · Amount on File
Deed Document Number	20261106012
Record Updated	Oct 29, 2026

September 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 16, 2026
Property Address	1607 STANFORD AVE, DULUTH, MN 55811-4620
Document Number	0001106012
Instrument Date	Jun 10, 2026
Instrument	20261106012
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	AFFINITY PLUS TITLE COMPANY, AFFINITY PLUS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99,990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 STANFORD AVE, DULUTH, MN 55811-4620

Mortgage

Document Number	0001106013,
Date	Sep 16, 2026
Instrument	20261106013

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ST LOUIS MN
Recording Date	May 11, 2026
Property Address	1607 STANFORD AVE, DULUTH, MN 55811-4620
Document Number	0001101326
Instrument Date	May 11, 2026
Instrument	20261101326
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1607 Stanford Ave was $3,974 with a homeowner's exemption, up 1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,974.00 (+9.96%) Homeowner's exemption
2025	$3,614.00 (-12.75%) Homeowner's exemption	$290,000 (+2.91%) Land $53,800 Building $236,200	$290,000 (+2.91%) Land $53,800 Building $236,200
2024	$4,142.00	$281,800 Land $44,600 Building $237,200	$281,800 Land $44,600 Building $237,200
2022		$261,200 Land $42,800 Building $218,400	$261,200 Land $42,800 Building $218,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1607 Stanford Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1607 Stanford Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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