1607 Spaulding Cir, Buckley, WA 98321 Property Records

Pierce County property record for 1607 Spaulding Cir, Buckley, WA 98321

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,007 sqft · built 2013
Lot Size	0.484 acres (21,072 sqft)
Owner	2 Individual Names on File
Last Sale	$415,950 (Oct 2013)
Tax Bill	$7,496 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`800030-0-280`

Property Details

APN / Parcel Number

Primary APN	`800030-0-280`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,007 sqft Living Area
Gross Area	3,617 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	21,072 sqft (0.484 acres)
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	57 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1607 SPAULDING CIR
City	BUCKLEY
State	WA
Zip	98321-8569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BUCK
Legal Description	SECTION 11 TOWNSHIP 19 RANGE 06 QUARTER 23 PLAT ELK HEIGHTS LOT 28 TOG/W UND INT IN TRS B, C & E EASE OF RECORD OUT OF 06-19-11-2-000 & 2-002 SEG 2008-0079 JU 8/9/07MC
Legal Range	06
Legal Township	19
Legal Section	11
Legal Subdivision	ELK HEIGHTS
Legal Tract	B
Legal Lot Number	28
Jurisdiction	PIERCE WA
Township / Civil Division	BUCKLEY
Census Block Group	3
Census Block	3041
Census Tract	70207

Owner

1607 Spaulding Cir is owned and occupied by two individuals who bought it in October 2013.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1607 SPAULDING CIR, BUCKLEY, WA 98321-8569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · SBA Mortgage FOUNTAINHEAD FSB LLC
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Jul 12, 2021	Deed of Trust, Mortgage · VA Mortgage LAND-HOME FINANCIAL SERVICES
Oct 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
May 12, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2013 · Amount on File
Deed Sale	Oct 17, 2013 · Amount on File
Prior Sale	Dec 28, 2011 · Amount on File
Deed Document Number	2013609
Prior Transfer Date	Jun 27, 2011
Prior Transfer Doc	0000000117
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1607 SPAULDING CIR, BUCKLEY, WA 98321-8569
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 SPAULDING CIR, BUCKLEY, WA 98321-8569

Mortgage

Document Number	0010050076
Date	Oct 5, 2022
Instrument	202210050076

Lender

Name	FOUNTAINHEAD FSB LLC
Type	Non-Lending Institution
Address	LAKE MARY, FL 32746

Agreement

Type	SBA Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1607 SPAULDING CIR, BUCKLEY, WA 98321-8569
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004290798
Date	Apr 29, 2020
Instrument	202004290798

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1607 SPAULDING CIR, BUCKLEY, WA 98321-8569
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007120391
Date	Jul 12, 2021
Instrument	202107120391

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1607 SPAULDING CIR, BUCKLEY, WA 98321-8569
Document Number	1811060092
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 SPAULDING CIR BUCKLEY WA 983218569, BUCKLEY, WA 98321-8569

Mortgage

Document Number	1811060092
Date	Nov 6, 2018
Instrument	201811060092

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 5, 2033

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1607 SPAULDING CIR, BUCKLEY, WA 98321-8569
Document Number	1705300171
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 SPAULDING CIR BUCKLEY WA 983218569, BUCKLEY, WA 98321-8569

Mortgage

Document Number	1705300171
Date	May 30, 2017
Instrument	201705300171

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 29, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1607 Spaulding Cir was $7,496, up 2.6% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Buckley City
Unified School District	White River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,496.00 (+2.64%)	$832,700 Land $324,000 Building $508,700	$832,700 Land $324,000 Building $508,700
2025	$7,303.00 (+8.1%)
2024	$6,756.00 (-3.79%)	$739,100 (-6.19%) Land $278,100 Building $461,000	$739,100 (-6.19%) Land $278,100 Building $461,000
2023	$7,022.00	$787,900 Land $261,600 Building $526,300	$787,900 Land $261,600 Building $526,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1607 Spaulding Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1607 Spaulding Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCKLEY WATER serves 7,842 people · EPA ID WA5309000
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Skynet Broadband Fixed Wireless	100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Spaulding Cir

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