1607 Silver Leaf Way, Fleming Island, FL 32003 Property Records

Clay County property record for 1607 Silver Leaf Way, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,474 sqft · built 2004
Lot Size	0.491 acres (21,384 sqft)
Owner	2 Company Names on Record
Last Sale	$1,078,000 (Sep 2021)
Tax Bill	$11,616 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014266-015-32`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014266-015-32`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,474 sqft Living Area
Gross Area	4,481 sqft
1st Floor Area	2,631 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,384 sqft (0.491 acres)
Garage Type	Attached
Garage Area	887 sqft

Exterior Amenities

Pool Area	1,288 sqft
Porch	Finished Screened Porch
Porch Area	646 sqft
Patio Area	104 sqft
Pole Barn	Pole Barn
Boat Access	Boat Access
Boat House	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1607 SILVER LEAF WAY
City	FLEMING ISLAND
State	FL
Zip	32003-3773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	(PT SUBJ CONSV ESMT OR 1843 PG 1233) LOT 32 MARGARETS WALK@ FLEMING ISLAND AS REC OR 45
Legal Range	26E
Legal Township	05S
Legal Section	38
Legal Subdivision	MARGARETS WALK
Legal Lot Number	32
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2002
Census Tract	30701

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1607 SILVER LEAF WAY, FLEMING ISLAND, FL 32003-3773
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Warranty Deed, Transfer · VA Mortgage WATSON MORTGAGE CORP
Aug 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Oct 15, 2004 · Amount on Record
Deed Document Number	202160484
Deed Book / Page	4513 / 1869
Last Transfer Date	Sep 25, 2024
Transfer Doc	0048662188
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 24, 2021
Property Address	1607 SILVER LEAF WAY, FLEMING ISLAND, FL 32003-3773
Document Number	0045131869
Book / Page	4513 / 1869
Map Reference	MB 34 PG 44-57
Instrument Date	Sep 13, 2021
Instrument	2021060484
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,546.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2410 GOLFVIEW DR, 2410, FLEMING ISLAND, FL 32003-3383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 SILVER LEAF WAY, FLEMING ISLAND, FL 32003-3773

Mortgage

Document Number	45131871
Date	Sep 24, 2021
Instrument	4513/1871

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Aug 1, 2017
Property Address	1607 SILVER LEAF WAY, FLEMING ISLAND, FL 32003-3773
Document Number	0039980531
Book / Page	003998 / 000531
Instrument Date	Apr 26, 2017
Instrument	38902
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1607 SILVER LEAF WAY FLEMING ISLAND FL 320033773, FLEMING ISLAND, FL 32003-3773

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,616.00 (+4.62%)	$801,767 (+4.12%)	$906,455 (+17.37%) Land $425,000 Building $481,455
2024	$11,103.00 (-15.52%)
2023	$13,142.00 (+3.69%) Homeowner's exemption	$770,033 (+3%)	$772,331 (+3.31%) Land $340,000 Building $432,331
2022	$12,674.00 Homeowner's exemption	$747,605 Land $340,000 Building $407,605	$747,605 Land $340,000 Building $407,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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