Oakland County property record for 1607 S Commerce Rd, Wolverine Lake, MI 48390
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 800 sqft · built 1951 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Mar 2023) |
| Tax Bill | $2,487 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | EW-17-27-279-013 |
| Primary APN | EW-17-27-279-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 150 ft deep x 61 ft wide |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1607 S COMMERCE RD |
|---|---|
| City | WOLVERINE LAKE |
| State | MI |
| Zip | 48390-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R8E, SEC 27 WOLVERINE BLUFFS SUB LOT 71 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 27 |
| Legal Subdivision | WOLVERINE BLUFFS SUB |
| Legal Lot Number | 71 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 134600 |
1607 S Commerce Rd is owned and occupied by an individual who bought it in March 2023.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1607 S COMMERCE RD, WOLVERINE LAKE, MI 48390-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGEUSA LLC |
| Jan 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2023 · Amount on File |
| Deed Sale | Mar 7, 2023 · Amount on File |
| Prior Sale | Jan 10, 2020 · Amount on File |
| Deed Document Number | 202322069 |
| Deed Book / Page | 58461 / 44 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 7, 2023 |
| Property Address | 1607 S COMMERCE RD, WOLVERINE LAKE, MI 48390-2405 |
| Document Number | 0000022069 |
| Book / Page | 58461 / 44 |
| Map Reference | LB 47 PG 56 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 22069 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1607 S COMMERCE RD, WOLVERINE LAKE, MI 48390-2405 |
| Name | Verified Name |
|---|---|
| Address | 1607 S COMMERCE RD, WOLVERINE LAKE, MI 48390-2405 |
| Document Number | 0000019049 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 58443/829 |
| Instrument | 19049 |
| Name | MORTGAGEUSA LLC |
|---|---|
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 10, 2020 |
| Property Address | 1607 S COMMERCE RD, WOLVERINE LAKE, MI 48390-2405 |
| Document Number | 0000006893 |
| Book / Page | 53688 / 00205 |
| Map Reference | LB 47 PG 56 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 006893 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6185 ASHLAND ST, 6185, COMMERCE TOWNSHIP, MI 48382-3610 |
| Name | Verified Name |
|---|---|
| Address | 3348 JAY ST, WIXOM, MI 48393-4241 |
| Document Number | 5368800207 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 53688/00207 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 1607 S Commerce Rd was $2,487 with a homeowner's exemption, up 19.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Municipality | Wolverine Lake Village |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,487.00 (+19.11%) Homeowner's exemption | $81,350 | $162,700 |
| 2024 | $2,088.00 | ||
| 2023 | $66,190 | $132,380 | |
| 2021 | $1,404.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1607 S Commerce Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1607 S Commerce Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WALLED LAKE serves 5,260 people · EPA ID MI0006875 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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