Durham County property record for 1607 Ruffin St, Durham, NC 27701 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 772 sqft · built 1948 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,000 (Mar 2019) |
| Tax Bill | $3,369 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0822-85-6204 |
| Primary APN | 0822-85-6204 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 772 sqft Heated Area |
| 1st Floor Area | 772 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 188 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 142 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Street Address | 1607 RUFFIN ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27701-1243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROP-CRANFORD ESTATE/LT#0 4 PL:000014-000038 |
| Legal Subdivision | PROP-CRANFORD W I ESTATE |
| Legal Lot Number | 4 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 301 |
Source: Durham County records · APN 0822-85-6204
Assessment roll updated September 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1607 RUFFIN ST, DURHAM, NC 27701-1243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional with PMI CAPITAL CTR |
| Mar 26, 2019 | Warranty Deed, Transfer · Conventional with PMI CAPITAL CTR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 26, 2019 · Amount on Record |
| Deed Sale | Mar 26, 2019 · Amount on Record |
| Prior Sale | Jun 30, 2010 · Amount on Record |
| Deed Document Number | 20199137 |
| Deed Book / Page | 8619 / 697 |
| Prior Transfer Date | Nov 26, 2001 |
| Prior Transfer Doc | 32790782 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1607 RUFFIN ST, DURHAM, NC 27701-1243 |
| Document Number | 0087830905 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1607 RUFFIN ST DURHAM NC 277011243, DURHAM, NC 27701-1243 |
| Document Number | 0087830905 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 008783/000905 |
| Instrument | 39188 |
| Name | CAPITAL CTR |
|---|---|
| Type | Funding / Finance Company |
| Address | GLEN ALLEN, VA 23060 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Mar 26, 2019 |
| Property Address | 1607 RUFFIN ST, DURHAM, NC 27701-1243 |
| Document Number | 0086190697 |
| Book / Page | 008619 / 000697 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 9137 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $358.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1607 RUFFIN ST DURHAM NC 277011243, DURHAM, NC 27701-1243 |
| Document Number | 86190699 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 008619/000699 |
| Instrument | 9138 |
| Name | CAPITAL CTR |
|---|---|
| Type | Funding / Finance Company |
| Address | GLEN ALLEN, VA 23060 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2049 |
Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,369.00 (+116.66%) | $339,864 (+186.23%) Land $244,000 Building $95,864 | $339,864 (+186.23%) Land $244,000 Building $95,864 |
| 2023 | $1,555.00 (+2.37%) | $118,737 Land $60,750 Building $57,987 | $118,737 Land $60,750 Building $57,987 |
| 2022 | $1,519.00 |
Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630003011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force 4 of 6 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures