1607 Rubble Rd, Waverly, IA 50677 Property Records

Bremer County property record for 1607 Rubble Rd, Waverly, IA 50677

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,994 sqft · built 2005
Lot Size	0.521 acres (22,695 sqft)
Owner	2 Individual Names on File
Last Sale	$353,000 (Oct 2023)
Tax Bill	$6,394 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-11-178-019`

Property Details

APN / Parcel Number

Primary APN	`09-11-178-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,994 sqft Living Area
1st Floor Area	1,980 sqft
Basement Area	1,980 sqft
Finished Basement	1,300 sqft
Unfinished Basement	680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,695 sqft (0.521 acres)
Lot Dimensions	180 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	196 sqft
Patio Area	150 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1607 RUBBLE RD
City	WAVERLY
State	IA
Zip	50677-4383
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-91-14 STONE HAVEN PLAT IV LOT 18
Legal Range	14W
Legal Township	91N
Legal Section	11
Legal Subdivision	STONE HAVEN IV
Legal Lot Number	18
Jurisdiction	BREMER IA
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2029
Census Tract	4200

Owner

1607 Rubble Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Bremer County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1607 RUBBLE RD, WAVERLY, IA 50677-4383
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Feb 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on File
Deed Sale	Oct 3, 2023 · Amount on File
Prior Sale	Feb 2, 2018 · Amount on File
Deed Document Number	20232801
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Oct 3, 2023
Property Address	1607 RUBBLE RD, WAVERLY, IA 50677-4383
Document Number	0020232801
Instrument Date	Sep 26, 2023
Instrument	20232801
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1607 RUBBLE RD, WAVERLY, IA 50677-4383

Mortgage

Document Number	0020232802
Date	Oct 3, 2023
Instrument	20232802

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Feb 2, 2018
Property Address	1607 RUBBLE RD, WAVERLY, IA 50677-4383
Document Number	2018/459
Book / Page	2018 / 459
Instrument Date	Jan 31, 2018
Instrument	20180459
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 RUBBLE RD, WAVERLY, IA 50677-4383

Tax Assessment & Valuation

The 2025 property tax bill for 1607 Rubble Rd was $6,394 with a homeowner's exemption.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Waverly City
Unified School District	Waverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,394.00 Homeowner's exemption	$380,030 Land $61,530 Building $318,500	$380,030 Land $61,530 Building $318,500
2023		$361,690 Land $53,140 Building $308,550	$361,690 Land $53,140 Building $308,550
2022	$6,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1607 Rubble Rd in Zone X, an area of minimal flood risk, though there have been 111 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	111 (1979–2016)
Claims Outside the SFHA	14 of 111
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 39 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 58 claims Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1607 Rubble Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY WATER DEPARTMENT serves 10,394 people · EPA ID IA0990085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waverly Communications Utility Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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