1607 Rosemont Ave, Frederick, MD 21702 Property Records

Frederick County property record for 1607 Rosemont Ave, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,350 sqft · built 1953
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (May 2018)
Tax Bill	$3,105 (2023)
Deeds & Mortgages	Jan 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`02-111004`

Property Details

APN / Parcel Number

Primary APN	`02-111004`
Alternative APNs	`2111004` `111004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,350 sqft Total Area
Gross Area	1,225 sqft
1st Floor Area	1,225 sqft

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	160 ft deep x 50 ft wide

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Deck Area	690 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	111004
Old Parcel Number	2111004
Street Address	1607 ROSEMONT AVE
City	FREDERICK
State	MD
Zip	21702-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	LT 50 X 160 1607 ROSEMONT AVE. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	1607
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3011
Census Tract	750702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1607 ROSEMONT AVE, FREDERICK, MD 21702-4134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · FHA Mortgage DIRECT MORTGAGE LOANS LLC
May 9, 2018	Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2018 · Amount on Record
Deed Sale	May 9, 2018 · Amount on Record
Deed Document Number	0012404247
Deed Book / Page	12404 / 247
Record Updated	Jun 7, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1607 ROSEMONT AVE, FREDERICK, MD 21702-4134
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	COMMUNITY SETMNTS & ESCROW L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 ROSEMONT AVE, FREDERICK, MD 21702-4134

Mortgage

Document Number	0144290183
Date	Jan 7, 2021
Book Page	14429/183

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 9, 2018
Property Address	1607 ROSEMONT AVE, FREDERICK, MD 21702-4134
Document Number	0124040247
Book / Page	12404 / 0247
Instrument Date	Apr 27, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 ROSEMONT AVE, FREDERICK, MD 21702-4134

Mortgage

Document Number	0012404256
Date	May 9, 2018
Instrument	12404/256

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,105.00	$167,867	$210,000 Land $102,900 Building $107,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber, T-Mobile, Verizon.

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