Anne Arundel County property record for 1607 Riverside Dr, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,542 sqft · built 1972 |
| Lot Size | 0.348 acres (15,175 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $699,000 (Feb 2019) |
| Tax Bill | $6,598 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-909-04560363 |
| Primary APN | 03-909-04560363 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,542 sqft Living Area |
| 1st Floor Area | 1,346 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,175 sqft (0.348 acres) |
| Deck Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 90904560363 |
|---|---|
| Street Address | 1607 RIVERSIDE DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-5803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 40 PL 1 WINCHESTER ON THE SEVERN |
| Legal Subdivision | WINCHESTER ON THE SEVERN |
| Legal Block | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 730800 |
1607 Riverside Dr is owned and occupied by two individuals who bought it in February 2019.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1607 RIVERSIDE DR, ANNAPOLIS, MD 21409-5803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2020 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Feb 6, 2019 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2019 · Amount on File |
| Deed Sale | Feb 6, 2019 · Amount on File |
| Prior Sale | Feb 12, 2007 · Amount on File |
| Deed Book / Page | 32863 / 490 |
| Prior Transfer Date | Sep 30, 2008 |
| Prior Transfer Doc | 0204470589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1607 RIVERSIDE DR, ANNAPOLIS, MD 21409-5803 |
| Document Number | 0341680242 |
| Instrument Date | Feb 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 1607 RIVERSIDE DR ANNAPOLIS MD 214095803, ANNAPOLIS, MD 21409-5803 |
| Document Number | 0341680242 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 034168/000242 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 5, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Feb 6, 2019 |
| Property Address | 1607 RIVERSIDE DR, ANNAPOLIS, MD 21409-5803 |
| Document Number | 0328630490 |
| Book / Page | 032863 / 000490 |
| Instrument Date | Nov 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2019 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $699.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1607 RIVERSIDE DR ANNAPOLIS MD 214095803, ANNAPOLIS, MD 21409-5803 |
| Document Number | 328630500 |
|---|---|
| Date | Feb 6, 2019 |
| Book Page | 032863/000500 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 5, 2049 |
The 2025 property tax bill for 1607 Riverside Dr was $6,598, up 9.2% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $609,800 (+9.32%) | $661,800 (-) Land $372,400 Building $289,400 | |
| 2025 | $6,598.00 (+9.24%) | $557,800 | $661,800 Land $372,400 Building $289,400 |
| 2024 | $6,040.00 (+9.96%) | ||
| 2023 | $5,493.00 | $503,100 | $505,800 Land $294,100 Building $211,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1607 Riverside Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 10 (1979–2012) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Jul 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1607 Riverside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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