Black Hawk County property record for 1607 River Bluff Dr, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,416 sqft · built 1977 |
| Lot Size | 0.178 acres (7,760 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,712 (2025) |
| Deeds & Mortgages | Nov 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-02-451-001 |
| Primary APN | 8914-02-451-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,416 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 1,176 sqft |
| Finished Basement | 700 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,760 sqft (0.178 acres) |
| Lot Dimensions | 97 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 848 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1607 RIVER BLUFF DR |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-1725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER BLUFF PARK LOT 9 & ALL THAT PORTION OF LOOKOUT RIDGE ADJ & LYING N OF LOT 9 & VACATED WESTWOOD DR DES AS FOL BOUNDED ON |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 02 |
| Legal Subdivision | RIVER BLUFF PARK |
| Legal Lot Number | 9 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 2 |
| Census Block | 2092 |
| Census Tract | 2606 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1607 RIVER BLUFF DR, CEDAR FALLS, IA 50613-1725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 1, 2011 |
| Transfer Doc | 2011017223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1607 RIVER BLUFF DR, CEDAR FALLS, IA 50613-1725 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Name | Verified Name |
|---|
| Document Number | 202000009195 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 202000009195 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,712.00 (+29.96%) Homeowner's exemption | $539,230 (+37.31%) Land $40,780 Building $498,450 | $539,230 (+37.31%) Land $40,780 Building $498,450 |
| 2024 | $5,934.00 (-6.26%) | ||
| 2023 | $392,700 (+11.64%) Land $40,780 Building $351,920 | $392,700 (+11.64%) Land $40,780 Building $351,920 | |
| 2022 | $6,330.00 Homeowner's exemption | $351,750 Land $40,780 Building $310,970 | |
| 2021 | $351,750 Land $40,780 Building $310,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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