1607 Peppermill Ln, Champaign, IL 61822 Property Records

Champaign County property record for 1607 Peppermill Ln, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.151 acres (6,601 sqft)
Owner	2 Individual Names on Record
Last Sale	$416,500 (Aug 2025)
Tax Bill	$8,683 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-20-04-323-004`

Property Details

APN / Parcel Number

Primary APN	`41-20-04-323-004`

Exterior

Lot Area	6,601 sqft (0.151 acres)

Location & Zoning

Street Address	1607 PEPPERMILL LN
City	CHAMPAIGN
State	IL
Zip	61822-2456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2020R04224
Legal Subdivision	BOULDER RIDGE SEVENTH SUBDIVISION
Legal Lot Number	2020R
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2001
Census Tract	902

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1607 PEPPERMILL LN, CHAMPAIGN, IL 61822-2456
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE EDGE CORPORATION
Feb 9, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PROSPECT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Feb 9, 2021 · Amount on Record
Deed Document Number	202512328
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 6, 2026
Property Address	1607 PEPPERMILL LN, CHAMPAIGN, IL 61822-2456
Document Number	0000004862
Instrument Date	Mar 31, 2026
Instrument	20264862
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 PEPPERMILL LN, CHAMPAIGN, IL 61822-2456

Mortgage

Document Number	0000004862,
Date	Apr 6, 2026
Instrument	20264862

Lender

Name	MORTGAGE EDGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 9, 2021
Property Address	1607 PEPPERMILL LN, CHAMPAIGN, IL 61822-2456
Document Number	0000002976
Map Reference	DOC 2020R04224
Instrument Date	Jan 25, 2021
Instrument	2021R02976
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1607 PEPPERMILL LANE, CHAMPAIGN, IL 61822-2456

Mortgage

Document Number	0000002977
Date	Feb 9, 2021
Instrument	2021R02977

Lender

Name	PROSPECT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate
Rate	1.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,900 (+12.2%) Land $17,140 Building $105,760	$368,700 (+12.2%) Land $51,420 Building $317,280
2024	$8,683.00 (+6.78%)	$109,540 (+19.01%) Land $15,280 Building $94,260	$328,620 (+19.01%) Land $45,840 Building $282,780
2023	$8,132.00 (+6.86%)
2022	$7,610.00 Homeowner's exemption	$92,040 Land $12,840 Building $79,200	$276,120 Land $38,520 Building $237,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Mediacom Xtream Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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