1607 N Summit St, Wheaton, IL 60187 Property Records

DuPage County property record for 1607 N Summit St, Wheaton, IL 60187 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,185 sqft · built 1948
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Mar 2020)
Tax Bill	$10,350 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-108-024`

Property Details

APN / Parcel Number

Primary APN	`05-10-108-024`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,185 sqft Living Area
Gross Area	2,001 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,045 sqft
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1607 N SUMMIT ST
City	WHEATON
State	IL
Zip	60187-3349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COCHRANS DIVISION
Legal Subdivision	COCHRANS DIVISION
Legal Lot Number	2
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2000
Census Tract	841901

Owner

Source: DuPage County records · APN 05-10-108-024

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1607 N SUMMIT ST, WHEATON, IL 60187-3349
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Mar 31, 2020	Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC
Feb 21, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Deed Document Number	202031216
Prior Transfer Date	Feb 20, 2019
Prior Transfer Doc	0000012361
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1607 N SUMMIT ST, WHEATON, IL 60187-3349
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018849
Date	Feb 04, 2021
Instrument	R2021-018849

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 31, 2020
Property Address	1607 N SUMMIT ST, WHEATON, IL 60187-3349
Document Number	0000031216
Map Reference	DOC R72-21078
Instrument Date	Mar 16, 2020
Instrument	R2020-031216
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	PRECISION TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1607 N SUMMIT ST, WHEATON, IL 60187-3349

Mortgage

Document Number	0000031217
Date	Mar 31, 2020
Instrument	R2020-031217

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 21, 2019
Property Address	1607 N SUMMIT ST, WHEATON, IL 60187-3349
Document Number	0000012361
Instrument Date	Feb 20, 2019
Instrument	12361
Transaction Type	Transfer
Record Updated	Mar 08, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1607 N SUMMIT ST WHEATON IL 601873349, WHEATON, IL 60187-3349

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Elementary School District	Glen Ellyn School District 41 (PK - 08)
Secondary School District	Glenbard Township High School District 87 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,350.00 (+50.68%)	$160,144 (+64.47%) Land $61,696 Building $98,448	$480,432 (+64.47%) Land $185,088 Building $295,344
2022	$6,869.00 Homeowner's exemption	$97,370 Land $49,490 Building $47,880	$292,110 Land $148,470 Building $143,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438419012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2016, other causes
Claims By Storm	Severe Storms & Flooding, Aug 1987 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 468 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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