1607 N James St, Mamaroneck, NY 10543 Property Records

Westchester County and Mamaroneck Town property record for 1607 N James St, Mamaroneck, NY 10543

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 880 sqft · built 1959
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Sep 2023)
Tax Bill	$13,170 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`553203 8-11-283`

Property Details

APN / Parcel Number

Primary APN	`553203 8-11-283`
Alternative APNs	`320300801102830000000000` `533000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	880 sqft Living Area
1st Floor Area	880 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	90 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	293 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	533000
Street Address	1607 N JAMES ST
City	MAMARONECK
State	NY
Zip	10543-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Subdivision	MAP OF RIVERDALE PARK
Legal Block	283
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MAMARONECK
Census Block Group	3
Census Block	3000
Census Tract	7300

Owner

1607 N James St is owned and occupied by two individuals who bought it in September 2023.

Source: Westchester County and Mamaroneck Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1607 N JAMES ST, MAMARONECK, NY 10543-1316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on File
Deed Sale	Sep 6, 2023 · Amount on File
Prior Sale	Sep 6, 2023 · Amount on File
Deed Document Number	2023632223199
Prior Transfer Date	Feb 1, 2006
Prior Transfer Doc	0461090332
Record Updated	Oct 29, 2026

September 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 6, 2023
Property Address	1607 N JAMES ST, MAMARONECK, NY 10543-1316
Document Number	0632223199
Map Reference	MAP 814
Instrument Date	Aug 31, 2023
Instrument	632223199
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	NATIONAL GRANITE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3276 GRISWOLD AVE, BRONX, NY 10465-1137

Mortgage

Document Number	0632493480
Date	Sep 6, 2023
Instrument	632493480

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1607 N James St was $13,170, up 40.5% from the year before.

Source: Westchester County and Mamaroneck Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Mamaroneck Town
Municipality	Mamaroneck Village
Unified School District	Mamaroneck Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,170.00 (+40.47%)
2025	$9,376.00	$598,000 (+4%) Land $188,500 Building $409,500	$598,000 (+4%) Land $188,500 Building $409,500
2024		$575,000 (+28.92%) Land $188,500 Building $386,500	$575,000 (+28.92%) Land $188,500 Building $386,500
2023		$446,000 (+3.96%) Land $188,500 Building $257,500	$446,000 (+3.96%) Land $188,500 Building $257,500
2022		$429,000 Land $188,500 Building $240,500	$429,000 Land $188,500 Building $240,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1607 N James St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	28 (2011–2024)
Most Recent Claim	Mar 2024 · river or lake flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 6 claims Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Henri, Aug 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1607 N James St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20