1607 Martha Dr, Elgin, IL 60123 Property Records

Kane County property record for 1607 Martha Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,256 sqft · built 1965
Lot Size0.209 acres (9,100 sqft)
Owner2 Individual Names on File
Last Sale$273,000 (Sep 2021)
Tax Bill$5,955 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Mar 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-15-355-003

Property Details

APN / Parcel Number

Primary APN06-15-355-003

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,256 sqft Living Area
Gross Area2,512 sqft
1st Floor Area1,256 sqft
Basement Area1,256 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeFrame
Lot Area9,100 sqft (0.209 acres)
Lot Dimensions130 ft deep x 70 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1607 MARTHA DR
CityELGIN
StateIL
Zip60123-5923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY KNOLLS UNIT 4 LOT 141
Legal SubdivisionCOUNTRY KNOLLS
Legal Block1
Legal Lot Number141
Legal Unit4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1002
Census Tract851904

Owner

Source: Kane County records · APN 06-15-355-003

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1607 MARTHA DR, ELGIN, IL 60123-5923
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Mar 19, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 03, 2021Guardian's Deed, Transfer · Line of Credit
HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 02, 2021 · Amount on Record
Deed SaleSep 02, 2021 · Amount on Record
Prior SaleMar 19, 2021 · Amount on Record
Deed Document Number202167349
Prior Transfer DateNov 16, 1998
Prior Transfer Doc0000105983
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 02, 2021
Property Address1607 MARTHA DR, ELGIN, IL 60123-5923
Document Number0000067349
Instrument DateAug 20, 2021
Instrument2021K067349
Transaction TypeTransfer
Record UpdatedSep 08, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$273.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1607 MARTHA DR, ELGIN, IL 60123-5923

Mortgage

Document Number0000067350
DateSep 02, 2021
Instrument2021K067350
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051
Interest
Rate3.25%

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 19, 2021
Property Address1607 MARTHA DR, ELGIN, IL 60123-5923
Document Number0000021611
Instrument DateMar 08, 2021
Instrument2021K021611
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$167.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address36W995 RED GATE RD, 36W995, SAINT CHARLES, IL 60175-6223

Transferred To (Grantee/Buyer)

NameVerified Name
Address2413 W ALGONQUIN RD # 317, 317, ALGONQUIN, IL 60102-9402

February 2021: Guardian's Deed, Transfer

Document TypeGuardian's Deed
JurisdictionKANE IL
Recording DateFeb 03, 2021
Property Address1607 MARTHA DR, ELGIN, IL 60123-5923
Document Number0000009193
Instrument DateJan 26, 2021
Instrument2021K009193
Transaction TypeTransfer
Record UpdatedJul 11, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$117.00
Amount AccuracyRounded by County
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223

Mortgage

Document Number0000009194
DateFeb 03, 2021
Instrument2021K009194
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,955.00 (+15.81%) Homeowner's exemption
2024$79,978 (+21.39%) Land $24,407 Building $55,571$240,030 (+21.44%) Land $73,250 Building $166,780
2022$5,142.00 (+15.16%) Homeowner's exemption$65,883 (+7.91%) Land $20,106 Building $45,777$197,649 (+7.91%) Land $60,318 Building $137,331
2021$4,465.00 Homeowner's exemption$61,055 Land $18,798 Building $42,257$183,165 Land $56,394 Building $126,771

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1994)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1994 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Opiquad.

Based on FCC filings for 297 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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