Saline County property record for 1607 Locust St, Eldorado, IL 62930 · Last verified November 2025
| Property Type | Commercial > Retail |
|---|---|
| Tax Bill | $1,644.00 (2024) |
| Primary APN | 04-2-273-09 |
|---|
| Street Address | 1607 LOCUST ST |
|---|---|
| City | ELDORADO |
| State | IL |
| Zip | 62930-1642 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | EL,S ,T ,R ,Q ,L001,B039 ORIGINAL PLAT LOT 1 E Z 2246/696 8/2023 Q/C 06-21-328-001-0060 |
| Legal Lot Number | 1 |
| Jurisdiction | SALINE IL |
| Minor Civil Division | EAST ELDORADO |
| Census Blockgroup | 3 |
| Census Block | 3056 |
| Census Tract | 955500 |
Source: Saline County records · APN 04-2-273-09
Assessment roll updated January 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 615 W OGARA ST, HARRISBURG, IL 62946-2508 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 11, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SIU CU |
| Dec 13, 2019 | Deed of Trust, Mortgage · Line of Credit SIU CU |
| Oct 29, 2019 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Prior Sale | May 21, 2007 · Amount on Record |
| Last Transfer Date | Oct 29, 2019 |
| Transfer Doc | 2181/0588 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALINE IL |
| Property Address | 1607 LOCUST ST, ELDORADO, IL 62930-1642 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002246/698 |
|---|---|
| Date | Aug 11, 2023 |
| Book Page | 2246/698 |
| Instrument | 284362 |
| Name | SIU CU |
|---|---|
| Type | Credit Union |
| Address | CARBONDALE, IL 62902 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Aug 10, 2026 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALINE IL |
| Property Address | 1607 LOCUST ST, ELDORADO, IL 62930-1642 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2183/0328 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 2183/0328 |
| Instrument | 272579 |
| Name | SIU CU |
|---|---|
| Type | Credit Union |
| Address | CARBONDALE, IL 62902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Nov 01, 2024 |
| Rate | 6.25% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SALINE IL |
| Recording Date | Oct 29, 2019 |
| Property Address | 1607 LOCUST ST, ELDORADO, IL 62930-1642 |
| Document Number | 2181/0588 |
| Book / Page | 2181 / 0588 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 272215 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 615 W OGARA ST, HARRISBURG, IL 62946-2508 |
Source: Saline County records · Assessment roll updated January 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Saline County |
| County Subdivision | East Eldorado Township |
| Municipality | Eldorado City |
| Unified School District | Eldorado Community Unit School District 4 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,644.00 (+10.34%) | $17,292 (+13.3%) Land $2,408 Building $14,884 | $51,876 (+13.3%) Land $7,224 Building $44,652 |
| 2022 | $15,262 (+5.69%) Land $2,125 Building $13,137 | $45,786 (+5.69%) Land $6,375 Building $39,411 | |
| 2021 | $1,490.00 | $14,440 Land $2,010 Building $12,430 | $43,320 Land $6,030 Building $37,290 |
1607 Locust St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Saline County (17165C), updated October 2, 2014
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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