Harford County property record for 1607 Laurel Dr, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,478 sqft · built 1975 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on File |
| Last Sale | $392,500 (Mar 2019) |
| Tax Bill | $5,031 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-075454 |
| Primary APN | 01-075454 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,478 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 52,272 sqft (1.2 acres) |
| Lot Dimensions | 208 ft deep x 170 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 58 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 075454 |
|---|---|
| Street Address | 1607 LAUREL DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-2817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 33 1.20 AC 1607 LAUREL DRIVE CLAYTON MANOR PT 120/97 |
| Legal Subdivision | CLAYTON MANOR |
| Legal Lot Number | 33 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 301201 |
1607 Laurel Dr is owned and occupied by an individual who bought it in March 2019.
Source: Harford County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1607 LAUREL DR, JOPPA, MD 21085-2817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 3, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Mar 25, 2019 | Grant Deed, Transfer · FHA Mortgage ATLANTIC HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2019 · Amount on File |
| Deed Sale | Mar 25, 2019 · Amount on File |
| Deed Book / Page | 13198 / 375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1607 LAUREL DR, JOPPA, MD 21085-2817 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | THE ATLATNIC TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0145130347 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 14513/347 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 48431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1607 LAUREL DR, JOPPA, MD 21085-2817 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0147180477 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 14718/477 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1607 LAUREL DR, JOPPA, MD 21085-2817 |
| Document Number | 0139950358 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1607 LAUREL DR JOPPA MD 210852817, JOPPA, MD 21085-2817 |
| Document Number | 0139950358 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 013995/000358 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 25, 2019 |
| Property Address | 1607 LAUREL DR, JOPPA, MD 21085-2817 |
| Document Number | 0131980375 |
| Book / Page | 013198 / 000375 |
| Instrument Date | Feb 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | CERTIFIED TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $392.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1607 LAUREL DR JOPPA MD 210852817, JOPPA, MD 21085-2817 |
| Document Number | 131980381 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 013198/000381 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 24, 2049 |
The 2026 property tax bill for 1607 Laurel Dr was $5,031 with a homeowner's exemption, up 17.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,031.00 (+17.9%) Homeowner's exemption | $456,100 (+6.86%) Land $102,000 Building $354,100 | $456,100 (-) Land $102,000 Building $354,100 |
| 2025 | $4,267.00 Homeowner's exemption | $426,833 | $456,100 Land $102,000 Building $354,100 |
| 2023 | $368,300 Land $102,000 Building $266,300 | $368,300 Land $102,000 Building $266,300 | |
| 2022 | $3,865.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1607 Laurel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1607 Laurel Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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