1607 Hovey Ave, Normal, IL 61761 Property Records

McLean County property record for 1607 Hovey Ave, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 873 sqft · built 1967
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$214,000 (Apr 2026)
Tax Bill	$3,774 (2024)
Deeds & Mortgages	Aug 2009 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-32-201-001`

Property Details

APN / Parcel Number

Primary APN	`14-32-201-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	873 sqft Living Area
1st Floor Area	873 sqft
Basement Area	876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	103 ft deep x 63 ft wide
Garage Area	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1607 HOVEY AVE
City	NORMAL
State	IL
Zip	61761-3352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEVENTEENTH ADD TO NORMAL (EX E19) LOT 5 & ALL LOT 6 BLK 1
Legal Range	02E
Legal Township	24N
Legal Section	32
Legal Subdivision	SEVENTEENTH ADD
Legal Block	1
Legal Lot Number	5,6
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3010
Census Tract	301

Owner

1607 Hovey Ave is owned and occupied by an individual who bought it in April 2026.

Source: McLean County records, as of May 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1607 HOVEY AVE, NORMAL, IL 61761-3352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2009	Deed of Trust, Mortgage · FHA Mortgage NATIONAL CITY MORTGAGE
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS STATE CREDIT UNION
Dec 13, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
May 4, 2015	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	May 4, 2015 · Amount on File
Deed Document Number	20265860
Prior Transfer Date	Dec 5, 2023
Prior Transfer Doc	0000017069
Record Updated	Sep 20, 2026

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1607 HOVEY AVE, NORMAL, IL 61761-3352
Transaction Type	Mortgage
Record Updated	May 13, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200900027112
Date	Aug 21, 2009
Instrument	2009-00027112

Lender

Name	NATIONAL CITY MORTGAGE
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2039

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 30, 2026
Property Address	1607 HOVEY AVE, NORMAL, IL 61761-3352
Document Number	202600005860
Instrument Date	Mar 30, 2026
Instrument	20265860
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,421.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 HOVEY AVE, NORMAL, IL 61761-3352

Mortgage

Document Number	0000005861,
Date	Apr 30, 2026
Instrument	20265861

Lender

Name	ILLINOIS STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.88%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 13, 2023
Property Address	1607 HOVEY AVE, NORMAL, IL 61761-3352
Document Number	202300017069
Instrument Date	Dec 5, 2023
Instrument	2023-00017069
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3824 ELLINGTON AVENUE, RIVER FOREST, IL 60305

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 4, 2015
Property Address	1607 HOVEY AVE, NORMAL, IL 61761-3352
Document Number	201500007462
Instrument Date	Apr 28, 2015
Instrument	2015-00007462
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	00000

Mortgage

Document Number	201500007463
Date	May 4, 2015
Instrument	2015-00007463

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2030

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,739 Land $10,751 Building $39,988	$152,217 Land $32,253 Building $119,964
2024	$3,774.00 (+23.78%)
2023	$3,049.00 (+7.4%)	$41,628 (+10.69%) Land $8,821 Building $32,807	$124,884 (+10.69%) Land $26,463 Building $98,421
2022	$2,839.00	$37,608 Land $7,969 Building $29,639	$112,824 Land $23,907 Building $88,917

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1607 Hovey Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1607 Hovey Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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