1607 Holly Dr, Joppa, MD 21085 Property Records

Harford County property record for 1607 Holly Dr, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,104 sqft · built 1968
Lot Size0.482 acres (20,995 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Aug 2022)
Tax Bill$3,290 (2026)
Deeds & MortgagesOct 2026 Line of Credit
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-033379

Property Details

APN / Parcel Number

Primary APN01-033379
Alternative APNs
  • 1033379
  • 033379

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,104 sqft Total Area
Basement Area825 sqft
Finished Basement825 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area20,995 sqft (0.482 acres)

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
PorchPorch
Porch Area240 sqft
Deck Area435 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number033379
Street Address1607 HOLLY DR
CityJOPPA
StateMD
Zip21085-2820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionLOT 13 1OOX21O 1607 HOLLY DRIVE CLAYTON MANOR
Legal SubdivisionCLAYTON MANOR
Legal Lot Number13
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2013
Census Tract301201

Owner

Source: Harford County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1607 HOLLY DR, JOPPA, MD 21085-2820
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2026Deed of Trust, Mortgage · Line of Credit
FEDERAL FINANCIAL FEDERAL CREDIT UNION
Aug 10, 2022Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2022 · Amount on Record
Deed SaleAug 10, 2022 · Amount on Record
Deed Book / Page15628 / 257
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Recording DateOct 7, 2026
Property Address1607 HOLLY DR, JOPPA, MD 21085-2820
Document Number1732000331
Book / Page17320 / 331
Instrument DateSep 17, 2026
Transaction TypeMortgage
Record UpdatedOct 16, 2026
Title CompanyACCURATE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address1607 HOLLY DR, JOPPA, MD 21085-2820

Mortgage

Document Number1732000331,
DateOct 7, 2026
Book Page17320/331
Lender
NameFEDERAL FINANCIAL FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 1, 2046
Interest
Rate TypeAdjustable Rate
Rate2.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateAug 10, 2022
Property Address1607 HOLLY DR, JOPPA, MD 21085-2820
Document Number0156280257
Book / Page15628 / 257
Map ReferenceMB 5 FO 8
Instrument DateJul 1, 2022
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyNOT AVAILABLE, KEY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1607 HOLLY DR, JOPPA, MD 21085-2820

Mortgage

Document Number0156280262
DateAug 10, 2022
Instrument15628-0262
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,290.00 (+32.77%)$296,400 (+60.48%) Land $85,200 Building $211,200$296,400 (+60.48%) Land $85,200 Building $211,200
2025$2,478.00 (+47.24%)
2023$184,700 Land $85,200 Building $99,500$184,700 Land $85,200 Building $99,500
2022$1,683.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30

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