1607 High Ridge Dr, Stanley, NC 28164 Property Records

Lincoln County property record for 1607 High Ridge Dr, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,695 sqft · built 1998
Lot Size	0.838 acres (36,503 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jan 2021)
Tax Bill	$3,424 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4601-61-9481`

Property Details

APN / Parcel Number

Primary APN	`4601-61-9481`
Alternative APNs	`460100619481` `282547` `72900`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,695 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Historical
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	36,503 sqft (0.838 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	282547
Street Address	1607 HIGH RIDGE DR
City	STANLEY
State	NC
Zip	28164-6798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	#29 FOREST RIDGE
Legal Subdivision	FOREST RDG
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2054
Census Tract	71102

Owner

1607 High Ridge Dr is owned and occupied by two individuals who bought it in January 2021.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1607 HIGH RIDGE DR, STANLEY, NC 28164-6798
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Prior Sale	Jun 9, 1998 · Amount on File
Deed Document Number	2021623478
Deed Book / Page	2995 / 502
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 15, 2021
Property Address	1607 HIGH RIDGE DR, STANLEY, NC 28164-6798
Document Number	2995502
Book / Page	2995 / 502
Map Reference	MB H PG 305-313
Instrument Date	Jan 15, 2021
Instrument	623478
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	EXECUTIVE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4715 CYPRESS GARDENS LOOP APT 1101, 4715, FORT MYERS, FL 33966-7009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 HIGH RIDGE DR, STANLEY, NC 28164-6798

Mortgage

Document Number	623479
Date	Jan 15, 2021
Instrument	623479

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1607 High Ridge Dr was $3,424.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,424.00	$543,826 Land $58,315 Building $485,511	$543,826 Land $58,315 Building $485,511
2023	$3,390.00	$543,826 Land $58,315 Building $485,511	$543,826 Land $58,315 Building $485,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1607 High Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1607 High Ridge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20