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1607 E Pine Lake Cir, Montgomery, TX 77316 Property Records

Montgomery County property record for 1607 E Pine Lake Cir, Montgomery, TX 77316

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,284 sqft · built 1975
Lot Size0.285 acres (12,400 sqft)
OwnerIndividual Name on Record
Last Sale$166,900 (Aug 2025)
Tax Bill$1,750 (2025)
Deeds & MortgagesAug 2025 Mortgage
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN7940-00-08100

Property Details

APN / Parcel Number

Primary APN7940-00-08100
Alternative APN
  • R139435

Interior

Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,284 sqft Living Area
1st Floor Area1,092 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1985
Exterior MaterialWood
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area12,400 sqft (0.285 acres)
View / LotPrimary

Exterior Amenities

PorchEnclosed Porch
Porch Area180 sqft
Deck Area170 sqft
Patio Area170 sqft
Shed1 Shed
Shed Area128 sqft
Canopy400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1607 E PINE LAKE CIR
CityMONTGOMERY
StateTX
Zip77316-2757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
Legal DescriptionS794000 - PINE LAKE CLUB, LOT 79, 80
Legal SubdivisionPINE LAKE CLUB
Legal Lot Number79,80
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group1
Census Block1023
Census Tract694403

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1607 E PINE LAKE CIR, MONTGOMERY, TX 77316-2757
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2025Vendor's Lien, Transfer · Conventional Mortgage
GENEVA FINANCIAL LLC
Apr 12, 2022Vendor's Lien, Transfer · FHA Mortgage
MORTGAGE FINANCIAL SERVICES LLC
Aug 6, 2018Warranty Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2025 · Amount on Record
Deed SaleAug 12, 2025 · Amount on Record
Prior SaleApr 12, 2022 · Amount on Record
Deed Document Number202581524
Prior Transfer DateAug 2, 2018
Prior Transfer Doc0000075640
Record UpdatedOct 29, 2026

August 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateAug 12, 2025
Property Address1607 E PINE LAKE CIR, MONTGOMERY, TX 77316-2757
Document Number0000081524
Map ReferenceVOL 5 PG 115
Instrument DateJul 29, 2025
Instrument2025081524
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyPROVIDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17929 STONE TERRACE CT, MONTGOMERY, TX 77316-3426

Transferred To (Grantee/Buyer)

NameVerified Name
Address1607 F PINE LAKE CIRCLE, F, MONTGOMERY, TX 77316-2757

Mortgage

Document Number0000081523
DateAug 12, 2025
Instrument2025081523
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2055

April 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateApr 12, 2022
Property Address1607 E PINE LAKE CIR, MONTGOMERY, TX 77316-2757
Document Number0000046971
Map ReferenceVOL 5 PG 115
Instrument DateApr 8, 2022
Instrument2022046971
Transaction TypeTransfer
Record UpdatedApr 26, 2022
Title CompanyNOT AVAILABLE, TEXAS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1607 E PINE LAKE CIR, MONTGOMERY, TX 77316-2757

Mortgage

Document Number0000046972
DateApr 12, 2022
Instrument2022046972
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateAug 6, 2018
Property Address1607 E PINE LAKE CIR, MONTGOMERY, TX 77316-2757
Document Number0000075640
Instrument DateAug 2, 2018
Instrument75640
Transaction TypeTransfer
Record UpdatedSep 10, 2018
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1607 E PINE LAKE CIR MONTGOMERY TX 773162757, MONTGOMERY, TX 77316-2757

Mortgage

Document Number75641
DateAug 6, 2018
Instrument75641
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueAug 5, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityConroe City
CountyMontgomery County
Unified School DistrictMontgomery Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$178,000 (-3.77%) Land $43,400 Building $134,600$178,000 (-10.9%) Land $43,400 Building $134,600
2025$1,750.00 (-7.65%) Homeowner's exemption$184,979 (+1%)$199,766 (+18.79%) Land $43,400 Building $156,366
2024$1,895.00 (-40.93%) Homeowner's exemption$168,163 (-0.66%) Land $43,400 Building $124,763$168,163 (-0.66%) Land $43,400 Building $124,763
2023$3,208.00 Homeowner's exemption$169,280 Land $43,400 Building $125,880$169,280 Land $43,400 Building $125,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims3 (2025–2026)
Claims Outside the SFHA3 of 3
Most Recent ClaimMar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINE LAKE SUBDIVISION NORTH WSC
serves 249 people · EPA ID TX1700382
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MidSouth Fiber Internet
Fiber		8,000 / 8,000
Xfinity
Fiber · Cable in parts of the area		2,000 / 2,000
Fidium Fiber
Fiber		2,000 / 2,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Tachus Fiber Internet.

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