1607 E Marion St, Shelby, NC 28150 Property Records

Cleveland County property record for 1607 E Marion St, Shelby, NC 28150

Property Summary

Property Type	Auto Repair, Garage
Details	1,800 sqft · built 1975
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Mar 2025)
Tax Bill	$686 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49365`

Property Details

APN / Parcel Number

Primary APN	`49365`
Alternative APN	`1290851`

Interior

Plumbing Fixtures	100 Plumbing Fixtures
Stories	1 Story
Building Area	1,800 sqft Total Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1991
Exterior Material	Stucco
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	150 ft deep x 88 ft wide
Garage Area	1,800 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1290851
Street Address	1607 E MARION ST
City	SHELBY
State	NC
Zip	28150-4938
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	GB
Legal Description	.33 AC HWY 74-A
Legal Subdivision	EAST OF MARION STREET AND NORTH
Legal Block	2
Legal Lot Number	27
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2027
Census Tract	950701

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1607 E MARION ST, SHELBY, NC 28150-4938
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Commercial Mortgage THE FIDELITY BANK
Dec 16, 2020	Warranty Deed, Transfer ALLIANCE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2025 · Amount on File
Deed Sale	Mar 13, 2025 · Amount on File
Prior Sale	Dec 16, 2020 · Amount on File
Deed Document Number	2025200111275
Deed Book / Page	1941 / 2044
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1607 E MARION ST, SHELBY, NC 28150-4938
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 E MARION ST, SHELBY, NC 28150-4938

Mortgage

Document Number	0019680747
Date	Mar 2, 2026
Book Page	1968/747
Instrument	200125179

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	331 S LAFAYETTE ST, SHELBY, NC 28150

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 16, 2020
Property Address	1607 E MARION ST, SHELBY, NC 28150-4938
Document Number	0018282264
Book / Page	1828 / 2264
Map Reference	MB 1441 PG 2185
Instrument Date	Dec 14, 2020
Instrument	200048188
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 POINTE COVE DR, 109, CHERRYVILLE, NC 28021-8382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 DICK SPANGLER RD, SHELBY, NC 28150-2835

Mortgage

Document Number	0018282267
Date	Dec 16, 2020
Book Page	1828/2267
Instrument	200048189

Lender

Name	ALLIANCE BANK & TRUST CO
Type	Bank
Address	GASTONIA, NC 28053

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$686.00 (-0.29%)	$69,243 (-) Land $31,000 Building $38,243	$69,243 (-) Land $31,000 Building $38,243
2025	$688.00	$69,243 (+63.82%) Land $31,000 Building $38,243	$69,243 (+63.82%) Land $31,000 Building $38,243
2023		$42,269 Land $17,424 Building $24,845	$42,269 Land $17,424 Building $24,845

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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