1607 E Main St, #2B, Saint Charles, IL 60174 Property Records

Kane County property record for 1607 E Main St, #2B, Saint Charles, IL 60174

Property Summary

Property TypeCommercial
Details1,536 sqft · built 2007
Lot Size0.117 acres (5,079 sqft)
OwnerCompany Name on Record
Tax Bill$3,184 (2025)
Deeds & MortgagesDec 2021 Mortgage
Feb 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN09-26-328-057

Property Details

APN / Parcel Number

Primary APN09-26-328-057

Interior

Stories1 Story
Building Area1,536 sqft Gross Area
1st Floor Area1,536 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area5,079 sqft (0.117 acres)

Location & Zoning

Street Address1607 E MAIN ST, 2B
CitySAINT CHARLES
StateIL
Zip60174-2390
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionTYLER & 64 BUSINESS PARK CONDO - UNIT 2B BLDG 2 (EX PT FOR RD DESC IN 11ED62)
Legal SubdivisionTYLER&64 BUSINESS PARK CONDO
Legal Block4
Legal Unit2B
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group4
Census Block4013
Census Tract852002

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1011 FOX GLEN DR, SAINT CHARLES, IL 60174-8838
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · Commercial Mortgage
ST CHARLES BANK & TRUST CO NA
Feb 24, 2017Loan Modification, Mortgage
WEST SUBURBAN BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1607 E MAIN ST STE 2B, 2B, SAINT CHARLES, IL 60174-2390
Transaction TypeMortgage
Record UpdatedJan 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000095832
DateDec 28, 2021
Instrument2021K095832
Lender
NameST CHARLES BANK & TRUST CO NA
TypeBank
AddressSAINT CHARLES, IL 60174
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Recording DateFeb 24, 2017
Property Address1607 E MAIN ST STE 2B, 2B, SAINT CHARLES, IL 60174-2390
Instrument DateJan 1, 2017
Instrument10144
Transaction TypeMortgage
Record UpdatedMay 8, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1601 MAIN ST ST CHARLES IL 60174, ST CHARLES, IL 60174

Mortgage

Document Number0000010144
DateFeb 24, 2017
Instrument10144
Lender
NameWEST SUBURBAN BK
TypeBank
Address711 WESTMORE MEYERS RD, LOMBARD, IL 60148-3712
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,184.00 (+7.1%)$45,403 (-18.26%) Land $15,830 Building $29,573$136,264 (-18.26%) Land $47,509 Building $88,755
2024$55,547 (+50.81%) Land $14,586 Building $40,961$166,708 (+50.87%) Land $43,776 Building $122,932
2022$2,973.00 (+3.84%)$36,833 (+4.91%) Land $13,006 Building $23,827$110,499 (+4.91%) Land $39,018 Building $71,481
2021$2,863.00$35,109 Land $12,397 Building $22,712$105,327 Land $37,191 Building $68,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims3 (1994–2020)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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