1607 California Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1607 California Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,479 sqft · built 1957
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Oct 2021)
Tax Bill	$5,799 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`79219`

Property Details

APN / Parcel Number

Primary APN	`79219`
Alternative APN	`012630000103260140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,479 sqft Heated Area
Gross Area	2,004 sqft
1st Floor Area	1,232 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1987
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	150 ft deep x 125 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	655 sqft
Patio Area	231 sqft
Fence	Fence
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	79219
Street Address	1607 CALIFORNIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-4908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 326 LOTS 14-18 10/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	326
Legal Lot Number	14 15
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4062
Census Tract	43400

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1607 CALIFORNIA AVE, SAINT CLOUD, FL 34769-4908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	2021160212
Deed Book / Page	6065 / 1241
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 14, 2021
Property Address	1607 CALIFORNIA AVE, SAINT CLOUD, FL 34769-4908
Document Number	0060651241
Book / Page	6065 / 1241
Map Reference	MB B PG 33&34
Instrument Date	Oct 8, 2021
Instrument	2021160212
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	A-Z TEAM TITLE LLC, A Z TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1607 CALIFORNIA AVE, 1607, SAINT CLOUD, FL 34769-4908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 EAGLE DR, KISSIMMEE, FL 34759-4432
Investor	Possibly a Property Investor

Mortgage

Document Number	60651243
Date	Oct 14, 2021
Instrument	6065/1243

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,799.00 (+8.94%)	$323,800 (+9.54%) Land $63,200 Building $260,600	$323,800 (+9.54%) Land $63,200 Building $260,600
2023	$5,323.00 (+9.98%)	$295,600 (+10.13%) Land $57,500 Building $238,100	$295,600 (+10.13%) Land $57,500 Building $238,100
2022	$4,840.00	$268,400 Land $51,800 Building $216,600	$268,400 Land $51,800 Building $216,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2009–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20