Madison County property record for 1607 Big Hill Rd, Berea, KY 40403
| Property Type | Other |
|---|---|
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,300 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0074-0000-0017-1 |
| Primary APN | 0074-0000-0017-1 |
|---|---|
| Alternative APNs |
|
| Lot Area | 93,654 sqft (2.15 acres) |
|---|---|
| Total Buildings | 3 Buildings |
| Account Number | 76511 |
|---|---|
| Street Address | 1601 & 1607 BIG HILL RD |
| State | KY |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | LOT 2 (2.1551 ACRES) |
| Legal Lot Number | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11303 |
Source: Madison County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1607 BIG HILL RD, BEREA, KY 40403-9016 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 10, 2018 | Intrafamily Transfer, Transfer PEOPLES BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 3, 2018 |
| Transfer Doc | D00763/148 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1601 & 1607 BIG HILL RD, KY |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M2068/465 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | M2068/465 |
| Instrument | 2014043077 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1601 & 1607 BIG HILL RD, KY |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M01901/151 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | M01901/151 |
| Instrument | 2014002448 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2039 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 10, 2018 |
| Property Address | 1601 & 1607 BIG HILL RD, KY |
| Document Number | D00763/148 |
| Book / Page | D00763 / 148 |
| Map Reference | MB P9 PG309 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 2013980067 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 153 KARA DR, BEREA, KY 40403-2107 |
| Name | Verified Name |
|---|---|
| Address | 153 KARA DR, BEREA, KY 40403-2107 |
| Document Number | 2013980068 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 2013980068 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,300.00 (+12.28%) | $350,000 (+15.51%) | $350,000 (+15.51%) |
| 2023 | $2,939.00 | $303,000 | $303,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 2 (2010–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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