1607 Barbara Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1607 Barbara Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1960
Lot Size	0.17 acres (7,412 sqft)
Owner	2 Individual Names on File
Last Sale	$244,925 (Aug 2026)
Tax Bill	$2,159 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`459690A000`

Property Details

APN / Parcel Number

Primary APN	`459690A000`
Alternative APN	`3-002C-4260-00-0015.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,412 sqft (0.17 acres)
Lot Dimensions	109 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	459690A000
Street Address	1607 BARBARA DR
City	SAINT CHARLES
State	MO
Zip	63303-4001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	FAIRLANE MEADOWS #1 LOT 15
Legal Subdivision	FAIRLANE MEADOWS #1
Legal Lot Number	15
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	1
Census Block	1003
Census Tract	311004

Owner

1607 Barbara Dr is owned and occupied by two individuals who bought it in August 2026.

Source: St. Charles County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1607 BARBARA DR, SAINT CHARLES, MO 63303-4001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Mar 2, 2021	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Jun 22, 2020	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Mar 2, 2021 · Amount on File
Deed Document Number	202636646
Prior Transfer Date	Feb 19, 2004
Prior Transfer Doc	0000177980
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 3, 2026
Property Address	1607 BARBARA DR, SAINT CHARLES, MO 63303-4001
Document Number	0000036646
Instrument Date	Jul 30, 2026
Instrument	202636646
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE PREMIER LLC, TITLE PREMIER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 BARBARA DR, SAINT CHARLES, MO 63303-4001

Mortgage

Document Number	0000036647,
Date	Aug 3, 2026
Instrument	202636647

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 2, 2021
Property Address	1607 BARBARA DR, SAINT CHARLES, MO 63303-4001
Document Number	2021R018182
Map Reference	MB 6 PG 77
Instrument Date	Feb 18, 2021
Instrument	2021R-018182
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1607 BARBARA DR, SAINT CHARLES, MO 63303-4001

Mortgage

Document Number	2021R018183
Date	Mar 2, 2021
Instrument	2021R-018183

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 22, 2020
Property Address	1607 BARBARA DR, SAINT CHARLES, MO 63303-4001
Document Number	0073261687
Book / Page	007326 / 001687
Instrument Date	Jun 16, 2020
Instrument	425980
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10046 BIG BEND RD KIRKWOOD MO 631226416, KIRKWOOD, MO 63122-6416

Tax Assessment & Valuation

The 2025 property tax bill for 1607 Barbara Dr was $2,159.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,889 (-)	$188,887 (-) Land $40,000 Building $148,887
2025	$2,159.00	$35,889	$188,887 Land $40,000 Building $148,887
2023		$33,266
2022			$175,082 Building $175,082

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1607 Barbara Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1607 Barbara Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Brightspeed, Wisper ISP.

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