1607 Bancroft Ave, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 1607 Bancroft Ave, Poland, OH 44514

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,330 sqft · built 1926
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$56,800 (Apr 2007)
Tax Bill	$439 (2024)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-194-0-349.00-0`

Property Details

APN / Parcel Number

Primary APN	`53-194-0-349.00-0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,330 sqft Living Area
1st Floor Area	742 sqft
Upper Floors Area	588 sqft
Basement Area	588 sqft

Exterior

Year Built	Built 1926
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	84 sqft
Deck Area	15 sqft
Patio Area	15 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	1607 BANCROFT AVE
City	POLAND
State	OH
Zip	44514-1049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40137 50 X 150 BANCROFT
Legal Subdivision	CITY/YOUNGSTOWN
Legal Lot Number	40137 50
Jurisdiction	MAHONING OH
Township / Civil Division	YOUNGSTOWN
Census Block Group	2
Census Block	2000
Census Tract	801400

Owner

Source: Mahoning County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1607 BANCROFT AVE, YOUNGSTOWN, OH 44514-1049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage PREMIER BANK
Nov 22, 2016	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 11, 2007	Warranty Deed, Transfer · FHA Mortgage THE HOME MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2007 · Amount on Record
Deed Sale	Apr 11, 2007 · Amount on Record
Deed Document Number	151044
Deed Book / Page	5687 / 811
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	1607 BANCROFT AVE, YOUNGSTOWN, OH 44514-1049
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 BANCROFT AVE, YOUNGSTOWN, OH 44514-1049

Mortgage

Document Number	06565/2146
Date	Apr 3, 2023
Book Page	6565/2146
Instrument	202300006028

Lender

Name	PREMIER BANK
Type	Bank
Address	STRUTHERS, OH 44471

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2053

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	1607 BANCROFT AVE, YOUNGSTOWN, OH 44514-1049
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06205/0582
Date	Nov 22, 2016
Book Page	6205/0582
Instrument	201600025954

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2041

April 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Apr 11, 2007
Property Address	1607 BANCROFT AVE, YOUNGSTOWN, OH 44514-1049
Document Number	005687/811
Book / Page	5687 / 811
Map Reference	MB17 PG28
Instrument Date	Apr 5, 2007
Instrument	200700011462
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 BANCROFT AVE, YOUNGSTOWN, OH 44514-1049

Mortgage

Document Number	200700011463
Date	Apr 11, 2007
Instrument	200700011463

Lender

Name	THE HOME MORTGAGE CO INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Youngstown City
Unified School District	Youngstown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$439.00 (-5.59%) Homeowner's exemption	$18,990 (-) Land $2,430 Building $16,560
2023	$465.00 (+32.1%) Homeowner's exemption	$18,990 (+31.33%) Land $2,430 Building $16,560	$54,260 (+31.28%) Land $6,940 Building $47,320
2022	$352.00 Homeowner's exemption	$14,460 Land $2,500 Building $11,960	$41,330 Land $7,150 Building $34,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YOUNGSTOWN CITY PWS serves 130,530 people · EPA ID OH5002303
Water Source	Purchased surface water from MAHONING VALLEY SANITARY DISTRICT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Xfinity.

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