1607 Atlantic Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1607 Atlantic Dr, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,529 sqft · built 2006
Lot Size	0.137 acres (5,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,000 (Mar 2019)
Tax Bill	$2,621 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055401-0246`

Property Details

APN / Parcel Number

Primary APN	`055401-0246`
Alternative APN	`U043219852E00000000060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,529 sqft Living Area
Gross Area	3,032 sqft
1st Floor Area	1,041 sqft
2nd Floor Area	2,082 sqft
Upper Floors Area	447 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,985 sqft (0.137 acres)
Lot Dimensions	105 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0554010246
Street Address	1607 ATLANTIC DR
City	RUSKIN
State	FL
Zip	33570-4904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BLACKSTONE AT BAY PARK LOT 6 BLOCK E
Legal Range	19E
Legal Township	32S
Legal Section	04
Legal Subdivision	BLACKSTONE AT BAY PARK
Legal Tract	852
Legal Block	E
Legal Lot Number	6
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2039
Census Tract	14122

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1607 ATLANTIC DR, RUSKIN, FL 33570-4904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2019 · Amount on Record
Deed Sale	Mar 12, 2019 · Amount on Record
Prior Sale	Mar 18, 2014 · Amount on Record
Deed Document Number	2019101906
Deed Book / Page	26455 / 1729
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 12, 2019
Property Address	1607 ATLANTIC DR, RUSKIN, FL 33570-4904
Document Number	0264551729
Book / Page	026455 / 001729
Instrument Date	Mar 12, 2019
Instrument	101906
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	MARLIN TITLE CORPORATION, MARLIN TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,456.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1607 ATLANTIC DR RUSKIN FL 335704904, RUSKIN, FL 33570-4904

Mortgage

Document Number	264551730
Date	Mar 12, 2019
Book Page	026455/001730
Instrument	101907

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,402 (+2.7%)	$274,499 (-5.82%) Land $79,943 Building $194,556
2025	$2,621.00 (+11.77%) Homeowner's exemption	$132,816 (+5.99%)	$291,459 (-0.03%) Land $93,846 Building $197,613
2023	$2,345.00 (+6.83%) Homeowner's exemption	$125,314 (+3%)	$291,538 (+14.07%) Land $90,371 Building $201,167
2022	$2,195.00 Homeowner's exemption	$121,664	$255,583 Land $62,564 Building $193,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20