1607 Arundel Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1607 Arundel Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1 ba · 932 sqft · built 1940
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,265 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-904-05796710`

Property Details

APN / Parcel Number

Primary APN	`01-904-05796710`
Alternative APNs	`1-904-05796710` `90405796710`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	932 sqft Living Area
1st Floor Area	932 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	188 sqft
Deck Area	64 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	90405796710
Street Address	1607 ARUNDEL RD
City	EDGEWATER
State	MD
Zip	21037-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 6326 6327 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	2
Legal Lot Number	6326
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2019
Census Tract	701103

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1607 ARUNDEL RD, EDGEWATER, MD 21037-2130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 4, 2026
Property Address	1607 ARUNDEL RD, EDGEWATER, MD 21037-2130
Document Number	4231000451
Book / Page	42312 / 451
Instrument Date	Apr 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1607 ARUNDEL RD, EDGEWATER, MD 21037-2130

Mortgage

Document Number	4231000451,
Date	May 4, 2026
Book Page	42312/451

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 17, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1607 ARUNDEL RD, EDGEWATER, MD 21037-2130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORPORATE SETTLEMENT SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0328160072
Date	Jan 17, 2019
Book Page	32816/072

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	EDGEWATER, MD 21037

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Jan 8, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,800 (+6.74%) Land $220,000 Building $70,800	$290,800 (-) Land $220,000 Building $70,800
2025	$2,265.00 (+2.72%) Homeowner's exemption	$272,433 (+15.58%)	$290,800 (+23.38%) Land $220,000 Building $70,800
2024	$2,205.00 (+47.59%)
2023	$1,494.00 Homeowner's exemption	$235,700 Land $170,000 Building $65,700	$235,700 Land $170,000 Building $65,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	5 (2003–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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