New Hanover County property record for 1607 Ann St, Wilmington, NC 28401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,082 sqft · built 1923 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $209,000 (Mar 2018) |
| Tax Bill | $1,951 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R05406-010-012-000 |
| Primary APN | R05406-010-012-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,082 sqft Living Area |
| 1st Floor Area | 1,082 sqft |
| Basement Area | 1,082 sqft |
| Finished Basement | 1,082 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 109 ft deep x 40 ft wide |
| Terrain | Above Road/Slope |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 28 sqft |
| Patio Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 1607 ANN ST |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28401-5552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5,RESIDE |
| Legal Description | PT LOTS 5-6 BLOCK 497 CITY OF WILMINGTON |
| Legal Block | 497 |
| Legal Lot Number | 5-6 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Westbrook-Ardmore Historic District listed 2009 · 467 contributing resources · NRIS 08001414 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1607 ANN ST, WILMINGTON, NC 28401-5552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Mar 6, 2018 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MTG |
| Mar 15, 2017 | Warranty Deed, Subdivision Related Transfer STATE EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2018 · Amount on Record |
| Deed Sale | Mar 6, 2018 · Amount on Record |
| Prior Sale | Mar 15, 2017 · Amount on Record |
| Deed Document Number | 20186506 |
| Deed Book / Page | 6124 / 2394 |
| Prior Transfer Date | Sep 17, 2004 |
| Prior Transfer Doc | 9909001204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 1607 ANN ST, WILMINGTON, NC 28401-5552 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00645200904 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 6452/904 |
| Instrument | 2021026077 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Mar 6, 2018 |
| Property Address | 1607 ANN ST, WILMINGTON, NC 28401-5552 |
| Document Number | 0061242394 |
| Book / Page | 006124 / 002394 |
| Instrument Date | Mar 5, 2018 |
| Instrument | 6506 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1607 ANN ST WILMINGTON NC 284015552, WILMINGTON, NC 28401-5552 |
| Document Number | 61242397 |
|---|---|
| Date | Mar 6, 2018 |
| Book Page | 006124/002397 |
| Instrument | 6507 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Mar 15, 2017 |
| Property Address | 1607 ANN ST, WILMINGTON, NC 28401-5552 |
| Document Number | 0060432056 |
| Book / Page | 00604 / 002056 |
| Instrument Date | Feb 9, 2017 |
| Instrument | 7924 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $387.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1607 ANN ST WILMINGTON NC 284015552, WILMINGTON, NC 28401-5552 |
| Document Number | 60432059 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 006043/002059 |
| Instrument | 7925 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Wilmington City |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,600 (-) Land $83,900 Building $247,700 | $331,600 (-) Land $83,900 Building $247,700 | |
| 2025 | $1,951.00 (+24.19%) | $331,600 (+83.61%) Land $83,900 Building $247,700 | $331,600 (+83.61%) Land $83,900 Building $247,700 |
| 2024 | $1,571.00 (+2.95%) | ||
| 2023 | $1,526.00 (-0.59%) | $180,600 Land $45,700 Building $134,900 | $180,600 Land $45,700 Building $134,900 |
| 2022 | $1,535.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 14 (1996–2018) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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