1607 Amsterdam Rd, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1607 Amsterdam Rd, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,741 sqft · built 1919
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$292,000 (Jul 2026)
Tax Bill$2,725 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jul 2026 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN041-10-05-006.00

Property Details

APN / Parcel Number

Primary APN041-10-05-006.00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,741 sqft Finished Area
Gross Area2,061 sqft

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1607 AMSTERDAM RD
CityFT WRIGHT
StateKY
Zip41011-5611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDHORN WM LOT 3
Legal SubdivisionWINDHORN WM
Legal Lot Number3
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3002
Census Tract64800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1607 AMSTERDAM RD, FT WRIGHT, KY 41011-5611
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 16, 2026Warranty Deed, Transfer
COLUMBIA TITLE, COLUMBIA TITLE LLC
Dec 27, 2024Warranty Deed, Transfer · FHA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Sep 8, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
US BANK NA
Sep 8, 2021Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Aug 2, 2021Warranty Deed, Transfer
PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2026 · Amount on Record
Deed SaleJul 16, 2026 · Amount on Record
Prior SaleDec 27, 2024 · Amount on Record
Deed Document Number202614931
Deed Book / Page459 / 471
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateJul 27, 2026
Property Address1607 AMSTERDAM RD, FT WRIGHT, KY 41011-5611
Document Number0000016191
Book / Page466 / 603
Instrument DateJul 1, 2026
Instrument202616191
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167

Mortgage

Document Number0000016191,
DateJul 27, 2026
Book Page466/603
Instrument202616191
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2041
Interest
Rate TypeFixed Rate
Rate5.79%
Initial TypeFixed Rate
Max Rate-1%

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 16, 2026
Property Address1607 AMSTERDAM RD, FT WRIGHT, KY 41011-5611
Document Number0000014931
Book / Page459 / 471
Instrument DateJul 1, 2026
Instrument202614931
Transaction TypeTransfer
Record UpdatedAug 5, 2026
Title CompanyCOLUMBIA TITLE, COLUMBIA TITLE LLC

Transaction

AmountAmount Recorded
Tax$29,492.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1607 AMSTERDAM RD, FT WRIGHT, KY 41011-5611

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 27, 2024
Property Address1607 AMSTERDAM RD, FT WRIGHT, KY 41011-5611
Document Number0005900060
Book / PageKC 321 / 891
Map ReferenceMB 156 PG 111
Instrument DateDec 23, 2024
Instrument24122705900060
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4551 REDHALZ CIRCLE, BATAVIA, OH 45103

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1607 AMSTERDAM RD, FT WRIGHT, KY 41011-5611

Mortgage

Document Number0005900061
DateDec 27, 2024
Instrument24122705900061
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2055

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1607 AMSTERDAM RD, FT WRIGHT, KY 41011-5611
Transaction TypeMortgage
Record UpdatedJan 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1607 AMSTERDAM RD, FT WRIGHT, KY 41011-5611

Mortgage

Document Number0005900028
DateSep 8, 2021
Book Page269/337
Instrument21090805900028
Lender
NameUS BANK NA
TypeBank
Address40610
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term119 Months
DueAug 1, 2031

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1607 AMSTERDAM RD, FT WRIGHT, KY 41011-5611
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900027
DateSep 8, 2021
Book Page269/320
Instrument21090805900027
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2051

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 2, 2021
Property Address1607 AMSTERDAM RD, FT WRIGHT, KY 41011-5611
Document Number0005900111
Book / Page108 / 72
Map ReferenceMB 156 PG 111
Instrument DateJul 19, 2021
Instrument21080205900111
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyPRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1607 AMSTERDAM RD, 1607, FT WRIGHT, KY 41011-5611

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1607 AMSTERDAM RD, FT WRIGHT, KY 41011-5611

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$275,000 (-) Land $30,000 Building $245,000$275,000 (-) Land $30,000 Building $245,000
2025$2,725.00 (+11.63%)$275,000 (+20.09%) Land $30,000 Building $245,000$275,000 (+20.09%) Land $30,000 Building $245,000
2023$2,441.00$229,000 Land $30,000 Building $199,000$229,000 Land $30,000 Building $199,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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