Dougherty County property record for 1607 Acker Dr, Albany, GA 31707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,230 sqft · built 1959 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Dec 2023) |
| Tax Bill | $2,418 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Feb 2010 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000N/00019/133 |
| Primary APN | 0000N/00019/133 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,230 sqft Heated Area |
| 1st Floor Area | 2,230 sqft |
| Utility Area | 77 sqft |
| Utility Room | Utility Room |
| Flooring | Asbestos (Tiles, Sheet) |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 161 ft deep x 80 ft wide |
| Terrain | Wet |
| Garage Type | Carport |
| Garage Area | 282 sqft |
| Carport | Carport |
| Carport Area | 748 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Storage Building | 282 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 4559 |
|---|---|
| Old Parcel Number | 0000N/00019/133 |
| Street Address | 1607 ACKER DR |
| City | ALBANY |
| State | GA |
| Zip | 31707-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | PLAT 2-177 PT LL 37 1ST DIST |
| Legal Subdivision | GAILSHAR |
| Jurisdiction | DOUGHERTY GA |
| Township / Civil Division | WEST DOUGHERTY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 400 |
Source: Dougherty County records, as of March 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1607 ACKER DR, ALBANY, GA 31707-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2017 | Deed of Trust, Mortgage · VA Mortgage IFREEDOM DIRECT |
| Feb 11, 2010 | Deed of Trust, Mortgage · Line of Credit AB&T NATIONAL BANK |
| Apr 1, 2011 | Deed of Trust, Mortgage · Conventional Mortgage AB & T NATIONAL BANK |
| May 2, 2008 | Deed of Trust, Mortgage · Conventional Mortgage EXEL FCU |
| Aug 18, 2011 | Deed of Trust, Mortgage · Line of Credit AB&T NATIONAL BANK |
| Dec 28, 2023 | Warranty Deed, Transfer · FHA Mortgage SYNOVUS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2023 · Amount on Record |
| Deed Sale | Dec 28, 2023 · Amount on Record |
| Deed Document Number | 0005153131 |
| Deed Book / Page | 5153 / 131 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGHERTY GA |
| Property Address | 1607 ACKER DR, ALBANY, GA 31707-2605 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0004466/57 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 4466/57 |
| Instrument | 007104 |
| Name | IFREEDOM DIRECT |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGHERTY GA |
| Property Address | 1607 ACKER DR, ALBANY, GA 31707-2605 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003680/268 |
|---|---|
| Date | Feb 11, 2010 |
| Book Page | 3680/268 |
| Instrument | 000946 |
| Name | AB&T NATIONAL BANK |
|---|---|
| Address | ALBANY, GA 31708 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 21, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGHERTY GA |
| Property Address | 1607 ACKER DR, ALBANY, GA 31707-2605 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003798/009 |
|---|---|
| Date | Apr 1, 2011 |
| Book Page | 3798/009 |
| Instrument | 002194 |
| Name | AB & T NATIONAL BANK |
|---|---|
| Address | ALBANY, GA 31708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGHERTY GA |
| Property Address | 1607 ACKER DR, ALBANY, GA 31707-2605 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003482/263 |
|---|---|
| Date | May 2, 2008 |
| Book Page | 3482/263 |
| Instrument | 003927 |
| Name | EXEL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGHERTY GA |
| Property Address | 1607 ACKER DR, ALBANY, GA 31707-2605 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003834/159 |
|---|---|
| Date | Aug 18, 2011 |
| Book Page | 3834/159 |
| Instrument | 005387 |
| Name | AB&T NATIONAL BANK |
|---|---|
| Address | ALBANY, GA 31708 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 21, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGHERTY GA |
| Recording Date | Dec 28, 2023 |
| Property Address | 1607 ACKER DR, ALBANY, GA 31707-2605 |
| Document Number | 005153/131 |
| Book / Page | 5153 / 131 |
| Instrument Date | Dec 27, 2023 |
| Instrument | D2023007937 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1607 ACKER DR, ALBANY, GA 31707-2605 |
| Document Number | 0005153133 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 5153/133 |
| Name | SYNOVUS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
Source: Dougherty County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Albany City |
| County | Dougherty County |
| Unified School District | Dougherty School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,418.00 (+6.15%) Homeowner's exemption | $49,760 (-) Land $6,560 Building $43,200 | $124,400 (-) Land $16,400 Building $108,000 |
| 2024 | $2,278.00 (+92.24%) Homeowner's exemption | $49,760 (-) Land $6,560 Building $43,200 | $124,400 (-) Land $16,400 Building $108,000 |
| 2023 | $1,185.00 (-41.65%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $49,760 (-) Land $6,560 Building $43,200 | $124,400 (-) Land $16,400 Building $108,000 |
| 2022 | $2,031.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $49,760 Land $6,560 Building $43,200 | $124,400 Land $16,400 Building $108,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 9 (1994–2020) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Mar 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.5% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY serves 101,245 people · EPA ID GA0950000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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