Olmsted County property record for 1607 4th St NE, Byron, MN 55920
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,509 sqft · built 2014 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $251,000 (Sep 2014) |
| Tax Bill | $7,528 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2024 Second Mortgage + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | 75.34.23.074910 |
| Primary APN | 75.34.23.074910 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,509 sqft Living Area |
| 1st Floor Area | 1,509 sqft |
| Basement Area | 1,485 sqft |
| Finished Basement | 1,365 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 38 sqft |
| Deck Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1607 4TH ST NE |
|---|---|
| City | BYRON |
| State | MN |
| Zip | 55920-5009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-34 TWP-107 RANGE-015 BYRON TOWNE VILLAGE 2ND ADD LOT-016 BLOCK-005 LOT 16 BLK 5 |
| Legal Range | 15 |
| Legal Township | 107 |
| Legal Section | 34 |
| Legal Subdivision | BYRON TOWNE VILLAGE 2ND ADD |
| Legal Block | 5 |
| Legal Lot Number | 16 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | BYRON |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 1901 |
1607 4th St NE is owned and occupied by an individual who acquired it in January 2021.
Source: Olmsted County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1607 4TH ST NE, BYRON, MN 55920-5009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING |
| Jan 17, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU |
| Nov 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST ALLIANCE CU |
| Oct 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 2, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2014 · Amount on File |
| Deed Sale | Sep 9, 2014 · Amount on File |
| Prior Sale | Sep 17, 2013 · Amount on File |
| Deed Document Number | 20141354404 |
| Last Transfer Date | Jan 14, 2021 |
| Transfer Doc | 00A1527791 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Apr 20, 2026 |
| Property Address | 1607 4TH ST NE, BYRON, MN 55920-5009 |
| Document Number | 0001643292 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20261643292 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1607 4TH ST NE, BYRON, MN 55920-5009 |
| Document Number | 0001643292, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 20261643292 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 1607 4TH ST NE, BYRON, MN 55920-5009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00A1599036 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | A-1599036 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 5, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 1607 4TH ST NE, BYRON, MN 55920-5009 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A1485606 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | A-1485606 |
| Name | FIRST ALLIANCE CU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, MN 55904 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 1607 4TH ST NE, BYRON, MN 55920-5009 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A1550452 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | A-1550452 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Mar 2, 2021 |
| Property Address | 1607 4TH ST NE, BYRON, MN 55920-5009 |
| Document Number | 00A1527791 |
| Instrument Date | Jan 14, 2021 |
| Instrument | A-1527791 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1607 4TH ST NE, BYRON, MN 55920-5009 |
The 2026 property tax bill for 1607 4th St NE was $7,528 with a homeowner's exemption, up 8.8% from the year before.
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Byron City |
| County | Olmsted County |
| Unified School District | Byron Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,528.00 (+8.82%) Homeowner's exemption | ||
| 2025 | $6,918.00 Homeowner's exemption | $453,400 (+4.33%) Land $59,300 Building $394,100 | $458,700 (+5.55%) Land $60,000 Building $398,700 |
| 2024 | $434,600 Land $60,000 Building $374,600 | $434,600 Land $60,000 Building $374,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1607 4th St NE in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1607 4th St NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Byron serves 6,809 people · EPA ID MN1550001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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