16061 Smith Rd, Gibson, NC 28343 Property Records

Scotland County property record for 16061 Smith Rd, Gibson, NC 28343 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	2,026 sqft Heated Area
Lot Size	217,800 sqft (5 acres)
Occupancy	Owner Occupied
Last Sale	$121,000 (2018)
Tax Bill	$1,753.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`040175 01077`
Alternative APNs	`905490` `908604`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,026 sqft Heated Area
Gross Area	3,343 sqft Gross Area
1st Floor	2,026 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Terrazzo Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	217,800 sqft (5 acres)
Depth X Width	630 ft x 630 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	576 sqft Garage
Stable	1,520 sqft Stable
Porch Area	1,317 sqft Porch
Storage Building	140 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	908604
Street Address	16061 SMITH RD
City	GIBSON
State	NC
Zip	28343-8455
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	CAROLINA MOODY
Jurisdiction	SCOTLAND NC
Minor Civil Division	WILLIAMSON
Census Blockgroup	3
Census Block	3081
Census Tract	10502

Owner

Source: Scotland County records · APN 040175 01077

Assessment roll updated September 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16061 SMITH RD, GIBSON, NC 28343-8455
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN FINANCING CORP
Dec 21, 2021	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC
Nov 30, 2018	Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) QUICKEN LOANS INC
Nov 20, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	Aug 22, 2005 · Amount on Record
Deed Doc Number	20182735
Deed Book / Page	1604 / 52
Prior Transfer Date	Nov 16, 2018
Prior Transfer Doc	1603/073
Record Refreshed	Jun 08, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTLAND NC
Recording Date	Feb 28, 2022
Property Address	16061 SMITH RD, GIBSON, NC 28343-8455
Document Number	001753/344
Book / Page	1753 / 344
Instrument Date	Feb 23, 2022
Instrument	2022-00000580
Transaction Type	Transfer
Record Updated	Mar 08, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6200 OLD WIRE RD, 6200, LAUREL HILL, NC 28351-9356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16061 SMITH RD, GIBSON, NC 28343-8455

Mortgage

Document Number	202200000581
Date	Feb 28, 2022
Instrument	2022-00000581

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTLAND NC
Property Address	16061 SMITH RD, GIBSON, NC 28343-8455
Transaction Type	Mortgage
Record Updated	Jan 03, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16061 SMITH RD, GIBSON, NC 28343-8455

Mortgage

Document Number	0001746/66
Date	Dec 21, 2021
Book Page	1746/66
Instrument	2021-00003742

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Dec 01, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTLAND NC
Recording Date	Nov 30, 2018
Property Address	16061 SMITH RD, GIBSON, NC 28343-8455
Document Number	1604/052
Book / Page	1604 / 052
Instrument Date	Nov 27, 2018
Instrument	2018-00002735
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4310 SPRINGWOOD AVE, 4310, BALTIMORE, MD 21206-1935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16061 SMITH RD, GIBSON, NC 28343-8455

Mortgage

Document Number	201800002736
Date	Nov 30, 2018
Instrument	2018-00002736

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 01, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Margin	2
Max Rate	5%

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTLAND NC
Recording Date	Nov 20, 2018
Property Address	16061 SMITH RD, GIBSON, NC 28343-8455
Document Number	1603/073
Book / Page	1603 / 073
Instrument Date	Nov 16, 2018
Instrument	2018-00002668
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4310 SPRINGWOOD AVE, BALTIMORE, MD 21206-1935

Tax Assessment & Valuation

Source: Scotland County records · Assessment roll updated September 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Scotland County
Unified School District	Scotland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,753.00 (+31.8%)	$160,480 (-) Land $16,260 Building $144,220	$160,480 (-)
2023		$160,480 (+34.01%) Land $16,260 Building $144,220	$160,480 (+34.01%)
2022	$1,330.00	$119,750 Land $16,260 Building $103,490	$119,750

16061 Smith Rd, Gibson, NC 28343 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2018: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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