1606 Twin Rivers Trl, Parrish, FL 34219 Property Records

Manatee County property record for 1606 Twin Rivers Trl, Parrish, FL 34219

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,542 sqft · built 2020
Lot Size	0.454 acres (19,778 sqft)
Owner	Individual Name on File
Last Sale	$528,200 (Aug 2020)
Tax Bill	$4,608 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4977-4890-9`

Property Details

APN / Parcel Number

Primary APN	`4977-4890-9`
Alternative APN	`341915497748909`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,542 sqft Living Area
Gross Area	4,615 sqft
1st Floor Area	527 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,778 sqft (0.454 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1606 TWIN RIVERS TRL
City	PARRISH
State	FL
Zip	34219-1878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 5073, TWIN RIVERS PH V-A2 & V-A3 PI #4977.4890/9
Legal Range	19E
Legal Township	34S
Legal Section	15
Legal Subdivision	TWIN RIVERS PH V-A2 & V-A3
Legal Lot Number	5073
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	3
Census Block	3009
Census Tract	1913

Owner

1606 Twin Rivers Trl is owned and occupied by an individual who bought it in August 2020.

Source: Manatee County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1606 TWIN RIVERS TRL, PARRISH, FL 34219-1878
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Jun 28, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 11, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI FBC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Deed Document Number	202083339
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Jul 22, 2026
Property Address	1606 TWIN RIVERS TRL, PARRISH, FL 34219-1878
Document Number	0000084861
Instrument Date	Jul 16, 2026
Instrument	202684861
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 TWIN RIVERS TRL, PARRISH, FL 34219-1878

Mortgage

Document Number	0000084861,
Date	Jul 22, 2026
Instrument	202684861

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1606 TWIN RIVERS TRL, PARRISH, FL 34219-1878
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 TWIN RIVERS TRL, PARRISH, FL 34219-1878

Mortgage

Document Number	0041068324
Date	Jun 28, 2024
Instrument	202441068324

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jul 19, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 11, 2020
Property Address	1606 TWIN RIVERS TRL, PARRISH, FL 34219-1878
Document Number	0041083339
Instrument Date	Jul 24, 2020
Instrument	41083339
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 18, 2020
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,697.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 TWIN RIVERS TRL PARRISH FL 34219, PARRISH, FL 34219

Mortgage

Document Number	41083340
Date	Aug 11, 2020
Instrument	41083340

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,196 (+2.7%)	$819,204 (+2.05%) Land $199,963 Building $619,241
2025		$368,253	$802,762 Land $175,525 Building $627,237
2024	$4,608.00 (+1.3%)
2023	$4,549.00 (+2.71%) Homeowner's exemption	$347,451 (+3%)	$767,487 (+15.51%) Land $91,800 Building $675,687
2022	$4,429.00 Homeowner's exemption	$337,331	$664,451 Land $90,000 Building $574,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1606 Twin Rivers Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 230 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	230 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1606 Twin Rivers Trl is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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