1606 Shadow Rdg, Columbia, IL 62236 Property Records

Monroe County property record for 1606 Shadow Rdg, Columbia, IL 62236

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,856 sqft · built 2017
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Trust Names on File
Tax Bill	$9,362 (2025)
Deeds & Mortgages	May 2021 Transfer Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-26-201-072-000`

Property Details

APN / Parcel Number

Primary APN	`04-26-201-072-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,856 sqft Living Area
1st Floor Area	1,928 sqft
Basement Area	1,928 sqft
Unfinished Basement	1,928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Lot Area	20,038 sqft (0.46 acres)
Garage Area	665 sqft
Porch	Porch
Porch Area	345 sqft

Location & Zoning

Street Address	1606 SHADOW RDG
City	COLUMBIA
State	IL
Zip	62236-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR3
Legal Description	LOT 72 COUNTRY CROSSINGS PHASE III
Legal Range	10W
Legal Township	01S
Legal Section	26
Legal Subdivision	COUNTRY CROSSINGS
Legal Lot Number	72
Jurisdiction	MONROE IL
Township / Civil Division	3
Census Block Group	1
Census Block	1006
Census Tract	600102

Owner

1606 Shadow Rdg is owner-occupied and held in a trust.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1606 SHADOW RDG, COLUMBIA, IL 62236-3357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Intrafamily Transfer, Transfer
Mar 2, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage CITIZENS COMMUNITY BANK
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	May 18, 2021
Property Address	1606 SHADOW RDG, COLUMBIA, IL 62236-3357
Document Number	0000417274
Instrument Date	May 13, 2021
Instrument	417274
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 SHADOW RDG, COLUMBIA, IL 62236-3357

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1606 SHADOW RDG, COLUMBIA, IL 62236-3357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000388542
Date	Mar 2, 2017
Instrument	388542

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1606 SHADOW RDG, COLUMBIA, IL 62236-3357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408651
Date	Jun 12, 2020
Instrument	408651

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1606 Shadow Rdg was $9,362, up 2.7% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Columbia City
Unified School District	Columbia Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,362.00 (+2.65%) Homeowner's exemption	$167,000 Land $21,240 Building $145,760	$501,000 Land $63,720 Building $437,280
2024	$9,120.00
2022	Additional exemption filed	$136,840 Land $17,770 Building $119,070	$410,520 Land $53,310 Building $357,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1606 Shadow Rdg in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	46 (1993–2019)
Most Recent Claim	Jul 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 3 claims Severe Storms & Flooding, Sep 1993 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1606 Shadow Rdg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Harrisonville Telephone Company DSL	100 / 20

May also be available: Verizon.

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