1606 S Osage St, Independence, MO 64055 Property Records

Jackson County property record for 1606 S Osage St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,104 sqft · built 1922
Lot Size	0.172 acres (7,485 sqft)
Owner	Individual Name on File
Tax Bill	$987 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-530-23-10`

Property Details

APN / Parcel Number

Primary APN	`26-530-23-10`
Alternative APNs	`26-530-23-10-00-0-00-000` `26530231000000001` `782022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	1,104 sqft
Basement Area	936 sqft
Flooring	Carpet

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Bungalow
Exterior Material	Frame
Construction Type	Steel Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,485 sqft (0.172 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Type	Detached
Porch	Open Porch
Porch Area	28 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	782022
Street Address	1606 S OSAGE ST
City	INDEPENDENCE
State	MO
Zip	64055-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT ANNEX LOT 275
Legal Subdivision	SUMMIT ANNEX
Legal Block	1
Legal Lot Number	275
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1020
Census Tract	12200

Owner

1606 S Osage St is owned and occupied by an individual who acquired it in March 2022.

Source: Jackson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1606 S OSAGE ST, INDEPENDENCE, MO 64055-1248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · VA Mortgage DAS ACQUISITION
Apr 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage LENDINGHOME FUNDING CORP
Mar 2, 2022	Warranty Deed, Transfer ACCURATE TITLE COMPANY LLC
Apr 9, 2021	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022
Deed Sale	Mar 2, 2022
Prior Sale	Apr 9, 2021
Deed Document Number	2022E20198
Prior Transfer Date	Mar 11, 2009
Prior Transfer Doc	00E0023304
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1606 S OSAGE ST, INDEPENDENCE, MO 64055-1248
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 S MAGUIRE ST, WARRENSBURG, MO 64093-2613

Mortgage

Document Number	00E0020966
Date	Mar 4, 2022
Instrument	2022E0020966

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	83141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1606 S OSAGE ST, INDEPENDENCE, MO 64055-1248
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0041565
Date	Apr 19, 2021
Instrument	2021E0041565

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 2, 2022
Property Address	1606 S OSAGE ST, INDEPENDENCE, MO 64055-1248
Document Number	00E0020198
Instrument Date	Feb 16, 2022
Instrument	2022E0020198
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	ACCURATE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 S OSAGE ST, INDEPENDENCE, MO 64055-1248

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 9, 2021
Property Address	1606 S OSAGE ST, INDEPENDENCE, MO 64055-1248
Document Number	00E0038570
Instrument Date	Apr 7, 2021
Instrument	2021E0038570
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 CRESTED BUTTE BLVD, MOUNT VERNON, WA 98273-6016

Tax Assessment & Valuation

The 2025 property tax bill for 1606 S Osage St was $987, down 48.8% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,818 (-) Land $3,718 Building $10,100	$72,730 (-)
2025	$987.00 (-48.75%)	$13,818 Land $3,718 Building $10,100	$72,730
2024	$1,926.00 (+2.34%)
2023	$1,882.00	$27,809 Land $1,775 Building $26,034	$146,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1606 S Osage St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1606 S Osage St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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