1606 Rustic Ln, Saint Jacob, IL 62281 Property Records

Madison County property record for 1606 Rustic Ln, Saint Jacob, IL 62281

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,453 sqft · built 1974
Lot Size	1.74 acres (75,794 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Apr 2014)
Tax Bill	$3,379 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2017 Mortgage
APN	`09-1-22-11-00-000-013`

Property Details

APN / Parcel Number

Primary APN	`09-1-22-11-00-000-013`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,453 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	75,794 sqft (1.74 acres)
Garage Type	Attached
Patio Area	1,672 sqft
Pole Barn	5,184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1606 RUSTIC LN
City	SAINT JACOB
State	IL
Zip	62281-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE COR SE1/4
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2001
Census Tract	403532

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1606 RUSTIC LN, SAINT JACOB, IL 62281-1324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage QUICKEN LNS
Sep 21, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2014 · Amount on Record
Deed Sale	Apr 15, 2014 · Amount on Record
Prior Sale	Feb 11, 2004 · Amount on Record
Deed Document Number	201411387
Prior Transfer Date	Jan 7, 2004
Prior Transfer Doc	0000007760
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1606 RUSTIC LN, SAINT JACOB, IL 62281-1324
Document Number	0000020521
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 RUSTIC LN ST JACOB IL 622811324, ST JACOB, IL 62281-1324

Mortgage

Document Number	0000020521
Date	Jun 23, 2020
Instrument	20521

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jun 22, 2045

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1606 RUSTIC LN, SAINT JACOB, IL 62281-1324
Document Number	0000032972
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 RUSTIC LN ST JACOB IL 622811324, ST JACOB, IL 62281-1324

Mortgage

Document Number	0000032972
Date	Sep 29, 2017
Instrument	32972

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,379.00 (+7.3%) Homeowner's exemption	$58,770 (+7.24%) Land $13,410 Building $45,360	$176,310 (+7.24%) Land $40,230 Building $136,080
2024	$3,149.00 (+14.89%)	$54,800 (+19.62%) Land $12,500 Building $42,300	$164,400 (+19.51%) Land $37,500 Building $126,900
2022	$2,741.00	$45,810 Land $10,450 Building $35,360	$137,567 Land $31,381 Building $106,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

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