Harnett County property record for 1606 Ray Rd, Spring Lake, NC 28390
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 2,013 sqft · built 1940 |
| Lot Size | 1.63 acres (71,003 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Aug 2023) |
| Tax Bill | $925 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500058139 |
| Primary APN | 1500058139 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,013 sqft Heated Area |
| Gross Area | 2,813 sqft |
| 1st Floor Area | 1,638 sqft |
| Flooring | Plywood |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 71,003 sqft (1.63 acres) |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Account Number | 1500058139 |
|---|---|
| Street Address | 1606 RAY RD |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-7754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-20M |
| Legal Description | 1.63 ACRES GURGANEOUS |
| Legal Subdivision | VIOLA S WEST |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 71202 |
Source: Harnett County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1606 RAY RD, SPRING LAKE, NC 28390-7754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 30, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage TROPHY POINT INVESTMENT GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2023 · Amount on Record |
| Deed Sale | Aug 11, 2023 · Amount on Record |
| Prior Sale | Aug 30, 2021 · Amount on Record |
| Deed Document Number | 0042031644 |
| Deed Book / Page | 4203 / 1644 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Aug 11, 2023 |
| Property Address | 1606 RAY RD, SPRING LAKE, NC 28390-7754 |
| Document Number | 0000013370 |
| Book / Page | 4203 / 1644 |
| Instrument Date | Aug 9, 2023 |
| Instrument | 2023013370 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7524 DOMINIQUES PL, LAS CRUCES, NM 88007-5957 |
| Name | Verified Name |
|---|---|
| Address | 1606 RAY RD, SPRING LAKE, NC 28390-7754 |
| Document Number | 0000013371 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 2023013371 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Aug 30, 2021 |
| Property Address | 1606 RAY RD, SPRING LAKE, NC 28390-7754 |
| Document Number | 0000020199 |
| Book / Page | 4036 / 538 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021020199 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 HAWTHORNE RD, 312, FAYETTEVILLE, NC 28301-4334 |
| Name | Verified Name |
|---|---|
| Address | 1506 KIRKLAND AVE NE # A, A, RENTON, WA 98056-3213 |
| Document Number | 0000020200 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021020200 |
| Name | TROPHY POINT INVESTMENT GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 26, 2022 |
Source: Harnett County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $925.00 | $119,878 (-) | $119,878 (-) Land $44,400 Building $75,478 |
| 2023 | $925.00 | $119,878 | $119,878 Land $44,400 Building $75,478 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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