Martin County property record for 1606 NW Bay Tree Cir, Stuart, FL 34994
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,347 sqft · built 2012 |
| Lot Size | 0.815 acres (35,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,200,000 (Mar 2023) |
| Tax Bill | $29,558 (2025) |
| Deeds & Mortgages | Mar 2024 Sale Mar 2024 Transfer + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 30-37-41-009-008-0009.0-8-0000 |
| Primary APN | 30-37-41-009-008-0009.0-8-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,347 sqft Living Area |
| Gross Area | 4,208 sqft |
| 1st Floor Area | 3,347 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 35,501 sqft (0.815 acres) |
| Garage Type | Attached |
| Garage Area | 861 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 456 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 7323 |
|---|---|
| Street Address | 1606 NW BAY TREE CIR |
| City | STUART |
| State | FL |
| Zip | 34994-9406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NORTH RIVER SHORES SEC 3 B LOT 9 BLK 8 |
| Legal Range | 41E |
| Legal Township | 37S |
| Legal Section | 30 |
| Legal Subdivision | NORTH RIVER SHORES |
| Legal Block | 8 |
| Legal Lot Number | 9 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 300 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3351 PROMONTORY PEAK DR, COLORADO SPRINGS, CO 80920-2410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 20, 2024 | Deed, Transfer |
| Mar 20, 2024 | Intrafamily Transfer, Transfer |
| Mar 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| May 17, 2022 | Warranty Deed, Transfer · Commercial Mortgage JUPITER FINANCIAL SERVICES INC |
| Oct 28, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2023 · Amount on Record |
| Deed Sale | Mar 9, 2023 · Amount on Record |
| Prior Sale | May 17, 2022 · Amount on Record |
| Deed Document Number | 20233005794 |
| Deed Book / Page | 3363 / 1104 |
| Last Transfer Date | Mar 18, 2024 |
| Transfer Doc | 0034261806 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Mar 20, 2024 |
| Property Address | 1606 NW BAY TREE CIR, STUART, FL 34994-9406 |
| Document Number | 0034261806 |
| Book / Page | 3426 / 1806 |
| Map Reference | MB 3 PG 118 |
| Instrument Date | Mar 18, 2024 |
| Instrument | 3063331 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3351 PROMONTORY PEAK DR, COLORADO SPRINGS, CO 80920-2410 |
| Name | Verified Name |
|---|---|
| Address | 3351 PROMONTORY PEAK DR, COLORADO SPRINGS, CO 80920-2410 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Mar 20, 2024 |
| Property Address | 1606 NW BAY TREE CIR, STUART, FL 34994-9406 |
| Document Number | 0034261641 |
| Book / Page | 3426 / 1641 |
| Map Reference | MB 3 PG 118 |
| Instrument Date | Mar 18, 2024 |
| Instrument | 3063300 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3351 PROMONTORY PEAK DR, COLORADO SPRINGS, CO 80920-2410 |
| Name | Verified Name |
|---|---|
| Address | 3351 PROMONTORY PEAK DR, COLORADO SPRINGS, CO 80920-2410 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Mar 9, 2023 |
| Property Address | 1606 NW BAY TREE CIR, STUART, FL 34994-9406 |
| Document Number | 0033631104 |
| Book / Page | 3363 / 1104 |
| Map Reference | MB 3 PG 118 |
| Instrument Date | Mar 9, 2023 |
| Instrument | 3005794 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | PROPERTY TRANSFER SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4860 BETHESDA RD, THOMPSONS STATION, TN 37179-9226 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3351 PROMONTORY PEAK DR, COLORADO SPRINGS, CO 80920-2410 |
| Document Number | 0033631107 |
|---|---|
| Date | Mar 9, 2023 |
| Instrument | 3363/1107 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | May 17, 2022 |
| Property Address | 1606 NW BAY TREE CIR, STUART, FL 34994-9406 |
| Document Number | 0033132321 |
| Book / Page | 3313 / 2321 |
| Map Reference | MB 3 PG 118 |
| Instrument Date | May 5, 2022 |
| Instrument | 2960852 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2022 |
| Title Company | PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3890 NE CHERI DR, 3890, JENSEN BEACH, FL 34957-3892 |
| Name | Verified Name |
|---|---|
| Address | 2499 VICARA CT, ROYAL PALM BEACH, FL 33411-1479 |
| Document Number | 0033132324 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 3313/2324 |
| Name | JUPITER FINANCIAL SERVICES INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 1606 NW BAY TREE CIR, STUART, FL 34994-9406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0030910198 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 3091/0198 |
| Instrument | 2781929 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,558.00 (-4.4%) Homeowner's exemption | $1,885,840 (-6.38%) Land $1,056,000 Building $829,840 | $1,885,840 (-6.38%) Land $1,056,000 Building $829,840 |
| 2024 | $30,920.00 (-9.16%) | ||
| 2023 | $34,036.00 (+175.26%) | $2,014,400 (+165.36%) Land $1,122,000 Building $892,400 | $2,014,400 (+24.3%) Land $1,122,000 Building $892,400 |
| 2022 | $12,365.00 Homeowner's exemption | $759,108 | $1,620,640 Land $997,920 Building $622,720 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 93 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 units insured incl. 21 condo units |
| Nearby Flood Claims | 18 (1979–2015) |
| Claims Outside the SFHA | 8 of 18 |
| Most Recent Claim | Apr 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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