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1606 N Market St, Frederick, MD 21701 Property Records

Frederick County property record for 1606 N Market St, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,254 sqft · built 1935
Lot Size0.191 acres (8,298 sqft)
Owner2 Individual Names on Record
Last Sale$39,000 (Feb 2020)
Tax Bill$4,921 (2025)
Deeds & MortgagesOct 2019 Mortgage
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-083795

Property Details

APN / Parcel Number

Primary APN02-083795
Alternative APNs
  • 2083795
  • 083795

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,254 sqft Living Area
Gross Area1,289 sqft
1st Floor Area836 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,298 sqft (0.191 acres)
Lot Dimensions310 ft deep x 50 ft wide
PorchEnclosed Porch
Porch Area191 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number083795
Street Address1606 N MARKET ST
CityFREDERICK
StateMD
Zip21701-4347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionLOT 5A 8,298 SQ FT PALMERS ADDITION
Legal SubdivisionPALMERS ADD
Legal Lot Number5A
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group3
Census Block3000
Census Tract750801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1606 N MARKET ST, FREDERICK, MD 21701-4347
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
PRESIDENTIAL BANK FSB
Jul 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRESIDENTIAL BANK FSB
Feb 27, 2020Grant Deed, Transfer
OLDE TOWNE TITLE COMPANY
Feb 19, 2020Loan Modification, Mortgage
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2020 · Amount on Record
Deed SaleFeb 27, 2020 · Amount on Record
Prior SaleDec 14, 2004
Deed Book / Page13555 / 184
Transfer Doc2105000904
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1606 N MARKET ST, FREDERICK, MD 21701-4347
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyOLDE TOWNE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0133100458
DateOct 30, 2019
Book Page13310/0458
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1606 N MARKET ST, FREDERICK, MD 21701-4347
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyCREEKSIDE TITLE, CREEKSIDE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1606 N MARKET ST, FREDERICK, MD 21701-4347

Mortgage

Document Number0151020315
DateJul 19, 2021
Book Page15102/315
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateFeb 27, 2020
Property Address1606 N MARKET ST, FREDERICK, MD 21701-4347
Document Number0135550184
Book / Page013555 / 000184
Instrument DateFeb 24, 2020
Transaction TypeTransfer
Record UpdatedMar 17, 2020
Title CompanyOLDE TOWNE TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$39.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1608 N MARKET ST FREDERICK MD 217014347, FREDERICK, MD 21701-4347

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFREDERICK MD
Property Address1606 N MARKET ST, FREDERICK, MD 21701-4347
Document Number0135550174
Instrument DateFeb 19, 2020
Transaction TypeMortgage
Record UpdatedMar 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1606 N MARKET ST FREDERICK MD 217014347, FREDERICK, MD 21701-4347

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$308,467 (+16.49%)$395,800 (+49.47%) Land $150,000 Building $245,800
2025$4,921.00 (+3.86%) Homeowner's exemption$264,800 (+9.12%) Land $91,200 Building $173,600$264,800 (-) Land $91,200 Building $173,600
2024$4,738.00 (+6.47%)
2023$4,450.00$242,667$264,800 Land $91,200 Building $173,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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