Codington County property record for 1606 N Maple, Watertown, SD 57201
| Property Type | Single Family Home |
|---|---|
| Details | built 1998 |
| Lot Size | 0.252 acres (10,980 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,629 (2026) |
| Deeds & Mortgages | Mortgage Apr 2013 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015944 |
| Primary APN | 015944 |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 10,980 sqft (0.252 acres) |
| Lot Dimensions | 122 ft deep x 90 ft wide |
| Street Address | 1606 N MAPLE |
|---|---|
| City | WATERTOWN |
| State | SD |
| Zip | 57201-6814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK 4 WATERTOWN SCHOOL ADD |
| Legal Subdivision | WATERTOWN SCHOOL ADD |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | CODINGTON SD |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 954302 |
Source: Codington County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1606 N MAPLE, WATERTOWN, SD 57201-6814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Deed of Trust, Mortgage | |
| Apr 15, 2013 | Deed of Trust, Mortgage PLAINS COMMERCE BANK |
| Sep 20, 2010 | Deed of Trust, Mortgage WELLS FARGO BANKNA |
| Jun 11, 2010 | Deed of Trust, Mortgage JOURNEY MORTGAGE OF WATERTOWN INC |
| Jul 19, 2013 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CODINGTON SD |
| Property Address | 1606 N MAPLE, WATERTOWN, SD 57201-6814 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CODINGTON SD |
| Property Address | 1606 N MAPLE, WATERTOWN, SD 57201-6814 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00988/1579 |
|---|---|
| Date | Apr 15, 2013 |
| Book Page | 988/1579 |
| Instrument | 201301866 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Address | SIOUX FALLS, SD 57106 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | May 1, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | 4 Years |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CODINGTON SD |
| Property Address | 1606 N MAPLE, WATERTOWN, SD 57201-6814 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00986/5500 |
|---|---|
| Date | Sep 20, 2010 |
| Book Page | 986/5500 |
| Instrument | 201004438 |
| Name | WELLS FARGO BANKNA |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Sep 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CODINGTON SD |
| Property Address | 1606 N MAPLE, WATERTOWN, SD 57201-6814 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00986/4930 |
|---|---|
| Date | Jun 11, 2010 |
| Book Page | 986/4930 |
| Instrument | 201002689 |
| Name | JOURNEY MORTGAGE OF WATERTOWN INC |
|---|---|
| Address | WATERTOWN, SD 57201 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jul 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CODINGTON SD |
| Property Address | 1606 N MAPLE, WATERTOWN, SD 57201-6814 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00988/2185 |
|---|---|
| Date | Jul 19, 2013 |
| Book Page | 988/2185 |
| Instrument | 201303708 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 24, 2043 |
Source: Codington County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Codington County |
| Municipality | Watertown City |
| Unified School District | Watertown School District 14-4 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,629.00 Homeowner's exemption | $340,274 (-) Land $54,585 Building $285,689 |
| 2025 | $3,629.00 (+9.6%) Homeowner's exemption | $340,274 (+13.75%) Land $54,585 Building $285,689 |
| 2024 | $3,311.00 (+0.09%) | |
| 2023 | $299,146 Land $47,260 Building $251,886 | |
| 2022 | $3,308.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN MUNICIPAL UTILITIES serves 23,230 people · EPA ID SD4600356 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | CLARK RURAL WATER SYSTEM |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 1,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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