1606 Montecito Ave, Deltona, FL 32738 Property Records

Volusia County property record for 1606 Montecito Ave, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,355 sqft · built 2002
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individuals on Record
Last Sale	$310,000 (Aug 2023)
Tax Bill	$4,150 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8130-45-58-0120`

Property Details

APN / Parcel Number

Primary APN	`8130-45-58-0120`
Alternative APNs	`31183045580120` `30183145580120` `2841427.0` `2841427`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,355 sqft Living Area
Gross Area	1,788 sqft
1st Floor Area	1,215 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2841427
Street Address	1606 MONTECITO AVE
City	DELTONA
State	FL
Zip	32738-5136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R
Legal Description	LOT 12 BLK 1349 DELTONA LAKES UNIT 45 MB 27 PGS 300-313 INC PER OR 5149 PG 0336 PER OR 7691 PG 0956 PER OR 8449 PG 4841
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	45
Legal Block	1349
Legal Lot Number	12
Legal Unit	45
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	1
Census Block	1022
Census Tract	91036

Owner

Source: Volusia County assessment roll, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1606 MONTECITO AVE, DELTONA, FL 32738-5136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Warranty Deed, Transfer · FHA Mortgage OCMBC INC
May 7, 2019	Warranty Deed, Transfer · Conventional Mortgage ALKAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Prior Sale	May 7, 2019 · Amount on Record
Deed Document Number	2023172146
Deed Book / Page	8449 / 4841
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 22, 2023
Property Address	1606 MONTECITO AVE, DELTONA, FL 32738-5136
Document Number	0084494841
Book / Page	8449 / 4841
Map Reference	MB 27 PG 300-313
Instrument Date	Aug 17, 2023
Instrument	2023172146
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ESQUIRE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12076 GRAND HERRING WAY, JACKSONVILLE, FL 32219-2792

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 MONTECITO AVE, DELTONA, FL 32738-5136

Mortgage

Document Number	0084494842
Date	Aug 22, 2023
Instrument	8449/4842

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	0084494853
Date	Aug 22, 2023
Book Page	8449/4853
Instrument	2023172148

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 7, 2019
Property Address	1606 MONTECITO AVE, DELTONA, FL 32738-5136
Document Number	0076910956
Book / Page	7691 / 0956
Map Reference	MB 27 PG 300-313
Instrument Date	May 2, 2019
Instrument	2019-089958
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIRST FLORIDA TITLE & TR INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,147.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3059 57TH ST, 3059, SARASOTA, FL 34243-2532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 MONTECITO AVE, DELTONA, FL 32738-5136

Mortgage

Document Number	2019089959
Date	May 7, 2019
Instrument	2019-089959

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,490 (+2.28%) Land $56,800 Building $194,690	$251,490 (+2.28%) Land $56,800 Building $194,690
2025	$4,150.00 (+1.94%) Homeowner's exemption Disabled Person's exemption	$245,886 (+59.53%) Land $56,800 Building $189,086	$245,886 (+0.69%) Land $56,800 Building $189,086
2024	$4,071.00 (+62.32%)
2023	$2,508.00 (+1.29%) Homeowner's exemption	$154,129 (+3%)	$244,205 (+20.88%) Land $56,000 Building $188,205
2022	$2,476.00 Homeowner's exemption	$149,640	$202,029 Land $36,800 Building $165,229

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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