1606 Malcolm Pointe Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 1606 Malcolm Pointe Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,455 sqft · built 2003
Lot Size	0.243 acres (10,590 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Jun 2026)
Tax Bill	$3,891 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-22-27-8790-00-160`

Property Details

APN / Parcel Number

Primary APN	`12-22-27-8790-00-160`
Alternative APNs	`272212879000160` `112041` `112693` `113974`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,455 sqft Living Area
Gross Area	2,965 sqft
1st Floor Area	2,455 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,590 sqft (0.243 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Storage Building	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1606 MALCOLM POINTE DR
City	WINTER GARDEN
State	FL
Zip	34787-4841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TUSCANY PHASE 2 36/66 LOT 16
Legal Range	27E
Legal Township	22S
Legal Section	12
Legal Subdivision	TUSCANY PH 2
Legal Phase	2
Legal Tract	8790
Legal Lot Number	16
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3001
Census Tract	17401

Owner

1606 Malcolm Pointe Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Orange County records, as of June 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1606 MALCOLM POINTE DR, WINTER GARDEN, FL 34787-4841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage ALLIANCE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	May 13, 2015 · Amount on File
Deed Document Number	2026304813
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1606 MALCOLM POINTE DR, WINTER GARDEN, FL 34787-4841
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 MALCOLM POINTE DR, WINTER GARDEN, FL 34787-4841

Mortgage

Document Number	0000288688
Date	May 4, 2022
Instrument	20220288688

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 1, 2026
Property Address	1606 MALCOLM POINTE DR, WINTER GARDEN, FL 34787-4841
Document Number	0000304813
Instrument Date	May 28, 2026
Instrument	2026304813
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	ALLIANCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410,060.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 MALCOLM POINTE DR, WINTER GARDEN, FL 34787-4841

Mortgage

Document Number	0000304814,
Date	Jun 1, 2026
Instrument	2026304814

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1606 Malcolm Pointe Dr was $3,891, up 5.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,890 (+2.7%)	$474,770 (-1.28%) Land $100,000 Building $374,770
2025	$3,891.00 (+5.33%) Homeowner's exemption	$279,348	$480,910 Land $100,000 Building $380,910
2024	$3,694.00 (+3.82%)
2023	$3,558.00 (+3.16%) Homeowner's exemption	$263,568 (+3%)	$435,447 (+21.87%) Land $100,000 Building $335,447
2022	$3,449.00 Homeowner's exemption	$255,891	$357,300 Land $75,000 Building $282,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1606 Malcolm Pointe Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1606 Malcolm Pointe Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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