1606 Lois Dr, Shoreview (Saint Paul), MN 55126 Property Records

Ramsey County property record for 1606 Lois Dr, Shoreview, MN 55126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,018 sqft · built 1955
Lot Size0.232 acres (10,125 sqft)
OwnerIndividual Name on File
Tax Bill$4,420 (2025)
Deeds & MortgagesJul 2021 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-30-23-41-0021

Property Details

APN / Parcel Number

Primary APN04-30-23-41-0021
Alternative APNs
  • 8174705
  • 202307

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,018 sqft Living Area
1st Floor Area864 sqft
Basement Area300 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1975
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area10,125 sqft (0.232 acres)
Lot Dimensions135 ft deep x 75 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number202307
Street Address1606 LOIS DR
CitySAINT PAUL
StateMN
Zip55126-4932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGETOWN ACRES LOT 4 BLK 5
Legal Range23
Legal Township30
Legal Section04
Legal SubdivisionEDGETOWN ACRES
Legal Block5
Legal Lot Number4
JurisdictionRAMSEY MN
Township / Civil DivisionSHOREVIEW
Census Block Group1
Census Block1005
Census Tract40705

Owner

1606 Lois Dr is owned and occupied by an individual.

Source: Ramsey County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address1606 LOIS DR, SAINT PAUL, MN 55126-4932
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2021Deed of Trust, Mortgage · FHA Mortgage
KS STATEBANK
Aug 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY PLUS FCU
Mar 22, 2017Deed of Trust, Mortgage
AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1606 LOIS DR, SHOREVIEW, MN 55126-4932
Transaction TypeMortgage
Record UpdatedJul 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04896521
DateJul 16, 2021
InstrumentA04896521
Lender
NameKS STATEBANK
TypeBank
AddressMANHATTAN, KS 66502
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1606 LOIS DR, SHOREVIEW, MN 55126-4932
Document Number0004772071
Instrument DateAug 9, 2019
Transaction TypeMortgage
Record UpdatedSep 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1606 LOIS DR SHOREVIEW MN 551264932, SHOREVIEW, MN 55126-4932

Mortgage

Document Number0004772071
DateSep 4, 2019
Instrument4772071
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 3, 2034

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1606 LOIS DR, SHOREVIEW, MN 55126-4932
Document Number0004652664
Instrument DateMar 22, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1606 LOIS DR SHOREVIEW MN 551264932, SHOREVIEW, MN 55126-4932

Mortgage

Document Number0004652664
DateMar 30, 2017
Instrument4652664
Lender
NameAMERICAN MTG & EQUITY CNSLTS I
TypeMortgage Company
AddressBLOOMINGTON, MN 55435
Agreement
AmountAmount on Record
Term180 Months
DueMar 29, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1606 Lois Dr was $4,420 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityShoreview City
Unified School DistrictMounds View Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$275,400 Land $85,300 Building $190,100$275,400 Land $85,300 Building $190,100
2025$4,420.00
2023$3,470.00 Homeowner's exemption$273,000 Land $85,300 Building $187,700$273,000 Land $85,300 Building $187,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1606 Lois Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1606 Lois Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemShoreview
serves 26,750 people · EPA ID MN1620020
Water SourceGroundwater
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

Nearby Properties on Lois Dr

Nearby Streets

Search Property Records by Address or Parcel Number