Highlands County property record for 1606 Gramarcy Ave, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,229 sqft · built 2004 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Dec 2024) |
| Tax Bill | $1,483 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C-01-35-28-020-0010-0280 |
| Primary APN | C-01-35-28-020-0010-0280 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,229 sqft Living Area |
| Gross Area | 1,907 sqft |
| 1st Floor Area | 1,229 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 361 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1606 GRAMARCY AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-5163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LAKE HAVEN EST SEC 1 PB 7-PG 6 LOT 28 BLK 1 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 01 |
| Legal Subdivision | LAKE HAVEN EST |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 961301 |
Source: Highlands County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 610 MAC LN, SEBRING, FL 33875-5671 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2024 · Amount on Record |
| Deed Sale | Dec 18, 2024 · Amount on Record |
| Prior Sale | Apr 10, 2019 · Amount on Record |
| Deed Document Number | 20242236064 |
| Deed Book / Page | 3087 / 1001 |
| Prior Transfer Date | Apr 8, 2019 |
| Prior Transfer Doc | 0001935785 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1606 GRAMARCY AVE, SEBRING, FL 33875-5163 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002047819 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 2842/1682 |
| Instrument | 2047819 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 10, 2019 |
| Property Address | 1606 GRAMARCY AVE, SEBRING, FL 33875-5163 |
| Document Number | 0001935785 |
| Book / Page | 2686 / 1560 |
| Map Reference | MB 7 PG 6 |
| Instrument Date | Apr 8, 2019 |
| Instrument | 1935785 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 1606 GRAMARCY AVE, 1606, SEBRING, FL 33875-5163 |
| Name | Verified Name |
|---|---|
| Address | 3113 MEDICAL WAY APT 4, 4, SEBRING, FL 33870-5552 |
| Document Number | 0001935786 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 1935786 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2034 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $95,646 (-20.18%) | $191,483 (+0.77%) Land $19,500 Building $171,983 | |
| 2024 | $1,483.00 (+4.22%) | ||
| 2023 | $1,423.00 (+2.3%) Homeowner's exemption | $119,823 (+3%) | $190,019 (+15.41%) Land $16,000 Building $174,019 |
| 2022 | $1,391.00 Homeowner's exemption | $116,333 | $164,643 Land $12,000 Building $152,643 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 6 (2004–2025) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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