Schenectady County and Rotterdam Town property record for 1606 Fordham Ave, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,122 sqft · built 1920 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,500 (Oct 2019) |
| Tax Bill | $6,025 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.5-5-4 |
| Primary APN | 422800 59.5-5-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,122 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Upper Floors Area | 374 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 150 ft deep x 38 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 300 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1606 FORDHAM AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-4708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G 1.A-85-24 |
| Legal Block | 5 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 33300 |
Source: Schenectady County and Rotterdam Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1606 FORDHAM AVE, SCHENECTADY, NY 12306-4708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| May 28, 2020 | Warranty Deed, Transfer · Conventional with PMI HOMESTEAD FNDG |
| Oct 16, 2019 | Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP |
| Sep 4, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2019 · Amount on Record |
| Deed Sale | Oct 16, 2019 · Amount on Record |
| Prior Sale | Sep 4, 2019 · Amount on Record |
| Deed Document Number | 201946595 |
| Deed Book / Page | 2022 / 1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1606 FORDHAM AVE, SCHENECTADY, NY 12306-4708 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1606 FORDHAM AVE, ROTTERDAM, NY 12306-4708 |
| Document Number | 0000040984 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 5134/424 |
| Instrument | 202140984 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 28, 2020 |
| Property Address | 1606 FORDHAM AVE, SCHENECTADY, NY 12306-4708 |
| Document Number | 0000015170 |
| Book / Page | 002035 / 000472 |
| Instrument Date | May 15, 2020 |
| Instrument | 15170 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | A AND G TITLE AND SETTLEMENT, A & G TITLE & SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $692.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 STONELEDGE DR #4 TROY NY 121823505, 4, TROY, NY 12182-3505 |
| Document Number | 15171 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 004991/000717 |
| Instrument | 15171 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 16, 2019 |
| Property Address | 1606 FORDHAM AVE, SCHENECTADY, NY 12306-4708 |
| Document Number | 0000046595 |
| Book / Page | 2022 / 001 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 201946595 |
| Transaction Type | Construction Loan |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $242.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 610 GULF RD, 610, COHOES, NY 12047-4981 |
| Name | Verified Name |
|---|---|
| Address | 2 FERRY ST, PATTERSONVILLE, NY 12137-2625 |
| Document Number | 0000046596 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 201946596 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 4, 2019 |
| Property Address | 1606 FORDHAM AVE, SCHENECTADY, NY 12306-4708 |
| Document Number | 0000039590 |
| Book / Page | 002019 / 000101 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 39590 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $224.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 953 LATHAM NY 121100953, LATHAM, NY 12110-0953 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,025.00 | $164,400 (-) Land $7,200 Building $157,200 | $252,900 (+16.92%) Land $11,076 Building $241,824 |
| 2023 | $164,400 Land $7,200 Building $157,200 | $216,300 Land $9,473 Building $206,827 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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