1606 Edgewood Rd, Edgewood, MD 21040 Property Records

Harford County property record for 1606 Edgewood Rd, Edgewood, MD 21040

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details1.5 ba · 1,248 sqft · built 1963
Lot Size0.735 acres (32,025 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Dec 2001)
Tax Bill$3,144 (2026)
Deeds & MortgagesOct 2022 Line of Credit
Aug 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-054171

Property Details

APN / Parcel Number

Primary APN01-054171
Alternative APNs
  • 1054171
  • 054171

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,248 sqft Total Area
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area32,025 sqft (0.735 acres)
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area660 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number054171
Street Address1606 EDGEWOOD RD
CityEDGEWOOD
StateMD
Zip21040-1008
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeG1
Legal DescriptionLT 0.715 AC 1606 EDGEWOOD ROAD VAN BIBBER
Legal SubdivisionVAN BIBBER
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group1
Census Block1001
Census Tract301301

Owner

1606 Edgewood Rd, a commercial property, is owned and occupied by an individual who bought it in December 2001.

Source: Harford County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address1606 EDGEWOOD RD, EDGEWOOD, MD 21040-1008
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Aug 14, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Apr 12, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2001 · Amount on File
Deed SaleDec 13, 2001 · Amount on File
Prior SaleDec 20, 1996 · Amount on File
Deed Document Number20011522
Deed Book / Page3771 / 710
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1606 EDGEWOOD RD, EDGEWOOD, MD 21040-1008
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0156940430
DateOct 5, 2022
Book Page15694/430
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term356 Months
DueJun 24, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1606 EDGEWOOD RD, EDGEWOOD, MD 21040-1008
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0140400206
DateAug 14, 2020
Book Page14040/206
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28244
Agreement
TypeLine of Credit
AmountAmount on Record
Term358 Months
DueJun 9, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1606 EDGEWOOD RD, EDGEWOOD, MD 21040-1008
Document Number0133370493
Instrument DateApr 12, 2019
Transaction TypeMortgage
Record UpdatedJul 16, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1606 EDGEWOOD RD EDGEWOOD MD 210401008, EDGEWOOD, MD 21040-1008

Mortgage

Document Number0133370493
DateJul 8, 2019
Book Page013337/000493
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 7, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1606 Edgewood Rd was $3,144 with a homeowner's exemption, up 7.9% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,144.00 (+7.86%) Homeowner's exemption$288,500 Land $93,200 Building $195,300$288,500 Land $93,200 Building $195,300
2025$2,915.00 Homeowner's exemption
2023$257,000 Land $93,200 Building $163,800$257,000 Land $93,200 Building $163,800
2022$2,766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1606 Edgewood Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims6 (1979–2025)
Claims Outside the SFHA1 of 6
Most Recent ClaimJul 2025 · river or lake flooding
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1606 Edgewood Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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