1606 E Wheeler St, Midland, MI 48642 Property Records

Midland County property record for 1606 E Wheeler St, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,544 sqft · built 1964
Lot Size	0.41 acres (17,860 sqft)
Owner	Company Name on File
Last Sale	$186,197 (Jun 2023)
Tax Bill	$5,848 (2025)
Deeds & Mortgages	Feb 2014 Mortgage Jul 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-10-050`

Property Details

APN / Parcel Number

Primary APN	`14-10-10-050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft
Basement Area	1,544 sqft
Unfinished Basement	1,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1606 E WHEELER ST
City	MIDLAND
State	MI
Zip	48642-3058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2
Legal Description	BEG 40 FT S & 259.9 FT W OF NE COR SEC 10, W 99.3 FT, S 180.71 FT, E 99.5 FT,N 180.71 FT TO BEG
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3000
Census Tract	290800

Owner

Source: Midland County assessment roll, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5111 DALE ST, MIDLAND, MI 48642-3223
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2014	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
Jul 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING INC
Jun 6, 2023	Warranty Deed, Transfer ELLEN DACUS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 6, 2023 · Amount on Record
Deed Sale	Jun 6, 2023 · Amount on Record
Deed Book / Page	1665 / 683
Record Updated	Sep 20, 2026

February 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	1606 E WHEELER ST, MIDLAND, MI 48642-3058
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 MANOR DR, MIDLAND, MI 48640-4440

Mortgage

Document Number	001574/120
Date	Feb 4, 2014
Book Page	1574/120

Lender

Name	JPMORGAN CHASE BANK NA
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2029

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	1606 E WHEELER ST, MIDLAND, MI 48642-3058
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5111 DALE ST, MIDLAND, MI 48642-3223

Mortgage

Document Number	2025R05786
Date	Jul 1, 2025
Instrument	2025R-05786

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 6, 2023
Property Address	1606 E WHEELER ST, MIDLAND, MI 48642-3058
Document Number	001665/683
Book / Page	1665 / 683
Instrument Date	Jun 2, 2023
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,398.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2604 MANOR DR, MIDLAND, MI 48640-4440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5111 DALE ST, MIDLAND, MI 48642-3223

Mortgage

Document Number	0001665684
Date	Jun 6, 2023
Instrument	1665/684

Lender

Name	ELLEN DACUS
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,100 (+5.07%)	$240,200 (+5.07%)
2025	$5,848.00 (+1.63%)	$114,300	$228,600
2024	$5,754.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ripple Fiber, T-Mobile USA.

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